HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
Limited rewards on weekdays: Users will only earn 1X rewards on all other spends, including rent and fuel during weekdays. This means that you may not want to use this card for all of your purchases.
Rewards are capped: There is a cap on the amount of rewards you can earn each month.
Requires Fi app: Users must have the Fi app to use this card.
Welcome Benefit: Users will get 1000 Fi-coins on their first spend of Rs. 1000 within 30 days of card issuance.
Reward System: Every weekend, there is a 20% cashback on Zomato, Blinkit, AJIO, and BookMyShow (maximum 400). 1 Fi-Coin = INR 0.03. 1x rewards on all spend i.e. 5 Fi-Coins for every spend of Rs. 100. Effective cashback rate: 0.15%. 4x rewards on weekends on selected brands (Flipkart, Uber, Makemytrip and Urban Company) i.e. 20 Fi-Coins for every INR 100 spent Effective cashback rate: 0.6%.
Lifetime free credit card.
High rewards on weekends: Users can earn 20% cashback on spending across Zomato, Blinkit, BookMyShow, and Ajio on weekends. You can also earn 4X rewards on spending during weekends on brands like Flipkart, Urban Company, MakeMyTrip and Uber.
1X rewards on all other spends: users can also earn 1X rewards on all other spends, including rent and fuel during weekdays. This means that you can still earn some rewards even if you don't use the card on weekends.
Easy to apply: Users can apply for the card online or through the Fi app.
Wide range of benefits: The card also offers several other benefits, such as complimentary lounge access, purchase protection, and lost card liability.
पक्ष विपक्ष
Welcome Benefits
Users will get 1000 Fi-coins on their first spend of Rs. 1000 within 30 days of card issuance.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Up To: 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 1000 Fi-coins on their first spend of Rs. 1000 within 30 days of card issuance.
Reward System: Every weekend, there is a 20% cashback on Zomato, Blinkit, AJIO, and BookMyShow (maximum 400). 1 Fi-Coin = INR 0.03. 1x rewards on all spend i.e. 5 Fi-Coins for every spend of Rs. 100. Effective cashback rate: 0.15%. 4x rewards on weekends on selected brands (Flipkart, Uber, Makemytrip and Urban Company) i.e. 20 Fi-Coins for every INR 100 spent Effective cashback rate: 0.6%.
Lifetime free credit card.
High rewards on weekends: Users can earn 20% cashback on spending across Zomato, Blinkit, BookMyShow, and Ajio on weekends. You can also earn 4X rewards on spending during weekends on brands like Flipkart, Urban Company, MakeMyTrip and Uber.
1X rewards on all other spends: users can also earn 1X rewards on all other spends, including rent and fuel during weekdays. This means that you can still earn some rewards even if you don't use the card on weekends.
Easy to apply: Users can apply for the card online or through the Fi app.
Wide range of benefits: The card also offers several other benefits, such as complimentary lounge access, purchase protection, and lost card liability.
Limited rewards on weekdays: Users will only earn 1X rewards on all other spends, including rent and fuel during weekdays. This means that you may not want to use this card for all of your purchases.
Rewards are capped: There is a cap on the amount of rewards you can earn each month.
Requires Fi app: Users must have the Fi app to use this card.
The Federal Bank MagniFi Credit Card, issued through the Fi app, is a unique card targeting weekend spenders with its focus on weekend rewards and no annual fees. MagniFi Credit Card is a good option for frequent weekend spenders, especially on the partner brands offered. However, if your spending is more spread out throughout the week or you prefer flexible reward redemption options, other cards might be a better fit.
The Federal Bank MagniFi Credit Card, issued through the Fi app, is a unique card targeting weekend spenders with its focus on weekend rewards and no annual fees. MagniFi Credit Card is a good option for frequent weekend spenders, especially on the partner brands offered. However, if your spending is more spread out throughout the week or you prefer flexible reward redemption options, other cards might be a better fit.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining and Renewal Fees: Nil
Cash Advance Charges: Nil - ATM cash withdrawal not provided on the card.
Interest Rate: 3.49% per month i.e. 41.88% annually
Late Payment Fees: Ranges from INR 100 to INR 2000
Forex Mark-up Fees: 3.5%
ईंधन अधिशुक्ल
1%
Billing Cycle
30 Days