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Federal Bank Mastercard Signet

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उत्पाद विवरण
क्रेडिट कार्ड का नाम

Federal Bank Mastercard Signet

Bank Name :

Federal Bank

प्रकार

Lifestyle Credit Card

ब्याज दर

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

पात्रता

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

Federal Bank Mastercard Signet
पेशेवरों
  • Welcome Benefit: Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.

  • Reward System: The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective cashback rate: 0.25%.

  • Buy One Get One on INOX movie tickets, once a quarter.

  • Complimentary Lounge Access: Once a quarter at domestic airports, and complimentary Swiggy vouchers on quarterly spending of ₹20,000. 

  • Milestone Benefit: On spending more than Rs.75,000 within a year, the annual membership fee of ₹750 is waived for the next year. 

दोष
  • No international lounge access facility available to the customers. 

  • Low cashback rate.

पक्ष विपक्ष
Welcome Benefits
  • Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.

पुरस्कार प्रणाली

The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective cashback rate: 0.25%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
  • Low interest rates.

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

फ़ायदे
  • Low rate of interest.

  • Movie ticket offers. 

  • Welcome benefit. 

  • Travel benefit.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  • Online:

  • Visit the Federal Bank website and go to the Credit Cards section.

  • Click on the Apply Now button for the Federal Bank Mastercard Signet credit card.

  • Fill in the online application form with your personal and financial details.

  • Submit the application form and wait for approval.

  • Required documents:
    Proof of identity (Aadhaar card, PAN card, or passport).
    Proof of income (salary slips, bank statements, or income tax returns).
    Proof of address (Aadhaar card, bank statement, or utility bill).

सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.

  • Reward System: The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective cashback rate: 0.25%.

  • Buy One Get One on INOX movie tickets, once a quarter.

  • Complimentary Lounge Access: Once a quarter at domestic airports, and complimentary Swiggy vouchers on quarterly spending of ₹20,000. 

  • Milestone Benefit: On spending more than Rs.75,000 within a year, the annual membership fee of ₹750 is waived for the next year. 

  • No international lounge access facility available to the customers. 

  • Low cashback rate.

Application Procedure

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Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining fee: INR 0 

  • Annual membership fee: INR 1500 

  • Cash Advance Charges- 2.5% of amount withdrawn or Rs. 500 whichever is higher. 

  • Late payment charges - Less than Rs. 100 0 Rs. 100- Rs. 500 100 Rs. 501 to Rs. 5,000 500 Rs. 5,001 to Rs. 10,000 600 Rs. 10,001 to Rs. 25,000 750 Rs. 25,001 to Rs. 50,000 950 More than Rs.  50,000/- 1000. 

  • Redemption Fee Rs. 99/- per redemption request. 

  • EMI Processing charges : 2.5% of loan amount subject to minimum of Rs. 500

  • International Forex Markup: 3.50% of the transaction value. 

ईंधन अधिशुक्ल

1% fuel surcharge, no waiver. 

Billing Cycle

30 days.

फीस एवं प्रभार
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