HDFC Bank Harley-Davidson Diners Club Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
HDFC Bank Harley-Davidson Diners Club Credit Card
Bank Name :
HDFC Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.49% per month (41.88% per annum)
पात्रता
The applicant must be an Indian citizen.
The applicant must be between 21 and 60 years of age if salaried, and between 21 and 65 years of age if self-employed.
The applicant must have a good credit history and no payment defaults.
The applicant must have a regular source of income.
The minimum income requirement for salaried individuals is INR 70,000 Lakh per month.
The minimum income requirement for self-employed individuals is ITR > INR 8.4 Lakhs per annum.
पेशेवरों
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over INR 80,000 every month
2 free lounge visits every quarter anywhere in the world.
Users will get a buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow.
users will get up to 20% off on partner restaurants via the Good Food Trail program.
दोष
Low general cashback rate.
High eligibility threshold.
पक्ष विपक्ष
Welcome Benefits
Swiggy One membership for 1 year, and Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
पुरस्कार प्रणाली
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%.
20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%.
On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%.
On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%.
On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Eligibility Criteria
The applicant must be an Indian citizen.
The applicant must be between 21 and 60 years of age if salaried, and between 21 and 65 years of age if self-employed.
The applicant must have a good credit history and no payment defaults.
The applicant must have a regular source of income.
The minimum income requirement for salaried individuals is INR 70,000 Lakh per month.
The minimum income requirement for self-employed individuals is ITR > INR 8.4 Lakhs per annum.
फ़ायदे
Great travel benefits.
Good cashback on dining on weekends.
Great value add benefits.
Great dining benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify the documents and creditworthiness of the user
Approval: Upon approval, user will receive the credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 202 6161
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.
Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson.
Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over INR 80,000 every month
2 free lounge visits every quarter anywhere in the world.
Users will get a buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow.
users will get up to 20% off on partner restaurants via the Good Food Trail program.
Low general cashback rate.
High eligibility threshold.
Decent credit card, however, general cashback rate is low. USP of the card is the cashback it offers on Zomato and Swiggy.
HDFC Bank Harley-Davidson Diners Club Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Renewal Membership Fee: Rs. 2500 + Taxes (annually)
Annual Fee: 2500 + GST.
Foreign Currency Markup: 3.5% on all foreign currency transactions.
Cash Advance Fee: 2.5% of the amount withdrawn (minimum Rs. 500).
Late Payment Charges: Ranges from INR 100 to INR 1300
Reward Redemption Fee: INR 99
Interest Rate: 3.6% per month (i.e. 43.2% per annum).
ईंधन अधिशुक्ल
1%, waived off for transactions above INR 400. Max cashback INR 400 per month.
Billing Cycle
30 Days.