top of page

HDFC Pixel Go Credit Card

उत्पाद विवरण
क्रेडिट कार्ड का नाम

HDFC Pixel Go Credit Card

Bank Name :

HDFC Bank

प्रकार

Cashback Credit Card

ब्याज दर

3.6% per month (i.e., 43.2% per annum)

पात्रता

For Salaried
Age: Min 21 yrs & Max 60 Yrs
Income: Gross Monthly Income > ₹8,000

For Self Employed
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6.0 Lakhs per annum

HDFC Pixel Go Credit Card
पेशेवरों
  • Joining Benefit: Get a joining fee waiver by spending ₹10,000 within 90 days of issuance

  • Reward System: 1% unlimited cashback on all eligible transactions.

  • Other Benefits: Exclusive dining offers, Upto 25% discount on partner restaurants via Swiggy Dineout. 

दोष
  • Low Cashback Rate: Compared to other credit cards, 1% cashback is a relatively low reward rate. Frequent spenders might find better deals elsewhere.

  • Limited Benefits:  This card lacks features like travel insurance, airport lounge access, or reward points multiplication on specific categories.

  • Dependence on PayZapp App:  Managing the card entirely through PayZapp might be inconvenient for those who don't use the app regularly.

पक्ष विपक्ष
Welcome Benefits

Get a joining fee waiver by spending ₹10,000 within 90 days of issuance. 

पुरस्कार प्रणाली

Reward System: 1% unlimited cashback on all eligible transactions. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Get up to 25% savings off on all your restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo)

Eligibility Criteria

For Salaried
Age: Min 21 yrs & Max 60 Yrs
Income: Gross Monthly Income > ₹8,000

For Self Employed
Age: Min 21 yrs & Max 65 Yrs
Income: ITR > ₹6.0 Lakhs per annum

फ़ायदे
  • Unlimited Cashback 

  • Dining Offers 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS

Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.


सम्पर्क करने का विवरण

खाता खोलने की प्रक्रिया और प्रक्रिया
HDFC Pixel Go Credit Card

The HDFC Pixel Go Credit Card is a good option for those who:
Primarily shop online or prefer contactless payments.
Want a customizable cashback program on their frequent spending categories.
Are comfortable managing their finances entirely through a mobile app.
However, if you need a physical card for certain transactions, prioritize rewards on a wider range of spending categories, or desire airport lounge access, other HDFC credit cards or cards from different issuers might be a better fit.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा

Yes Bank Card Anq Phi Credit Card

YES BANK Anq Pi Credit Card

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

विशेष विशेषता, पात्रता और लाभ
Compare
फीस एवं प्रभार
  • Joining Fees: INR 250 

  • Interest Rate: 3.6% per month (i.e., 43.2% per annum)

  • Cash Advance Charges: 2.5% or ₹500 whichever is higher. 

  • Late Payment Charges: Ranges from INR 0 to INR 1300. 

  • Foreign Currency Mark-up Fees: 3.5%

ईंधन अधिशुक्ल

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle). 

Billing Cycle

30 Days

फीस एवं प्रभार
bottom of page