HDFC Pixel Go RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Milestone Benefits
Cashback Rate
1% unlimited cashback on all eligible transactions.
5% cashback on Smartbuy.
1% cashback on all UPI spends.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 250
Annual Fee
INR 250
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: 2.5% or ₹500 whichever is higher.
दोष
Low cashback rate: Compared to other credit cards, 1% cashback is a relatively low reward rate. Frequent spenders might find better deals elsewhere.
Limited benefits: This card lacks features like travel insurance, airport lounge access, or reward points multiplication on specific categories.
Dependence on PayZapp app: Managing the card entirely through PayZapp might be inconvenient for those who don't use the app regularly.
Welcome Benefit: Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Reward System: Users will get 1% unlimited cashback on all eligible transactions, 5% cashback on Smartbuy, and users can link their rupay card to UPI and can get 1% cashback on all UPI spends.
Other Benefits: Exclusive dining offers and, Upto 25% discount on partner restaurants via Swiggy Dineout.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
For Salaried
Age: Min 21 yrs & Max 60 Yrs.
Income: Gross Monthly Income > ₹8,000.
For Self Employed
Age: Min 21 yrs & Max 65 Yrs.
Income: ITR > ₹6.0 Lakhs per annum.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.
सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Reward System: Users will get 1% unlimited cashback on all eligible transactions, 5% cashback on Smartbuy, and users can link their rupay card to UPI and can get 1% cashback on all UPI spends.
Other Benefits: Exclusive dining offers and, Upto 25% discount on partner restaurants via Swiggy Dineout.
Low cashback rate: Compared to other credit cards, 1% cashback is a relatively low reward rate. Frequent spenders might find better deals elsewhere.
Limited benefits: This card lacks features like travel insurance, airport lounge access, or reward points multiplication on specific categories.
Dependence on PayZapp app: Managing the card entirely through PayZapp might be inconvenient for those who don't use the app regularly.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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