IDFC First Power+ Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
IDFC First Power+ Credit Card
Bank Name :
IDFC First Bank
प्रकार
Fuel Credit Card
ब्याज दर
0.75% to 3.5% per month (9% to 42% per annum)
पात्रता
Nationality: You must be an Indian citizen.
Age: You must be at least 21 years old.
Income: Your annual income should be Rs. 3 lakh or more.
पेशेवरों
Welcome Benefit: Welcome benefits worth ₹1,650
Rewards System: Users will get up to 6.5% savings on fuel expenses, 5% savings as rewards on grocery & utility expenses, 5% savings as rewards on IDFC FIRST FASTag recharge, and 3X rewards on other retail transactions.
Other Benefits: Complimentary domestic airport lounge access, once every quarter, on minimum monthly spends of ₹5,000, complimentary roadside assistance worth ₹1,399, 25% off on movie tickets up to ₹100, once every month, and personal accident cover of ₹2,00,000 and lost card liability cover of ₹25,000.
दोष
Limited reward categories: Most benefits are focused on fuel and specific spending categories. Rewards on other transactions are lower compared to some other cards.
No international usage: This card is not accepted internationally, making it unsuitable for frequent travellers.
पक्ष विपक्ष
Welcome Benefits
Welcome benefits worth ₹1,650.
पुरस्कार प्रणाली
Users will get up to 6.5% savings on fuel expenses, 5% savings as rewards on grocery & utility expenses, 5% savings as rewards on IDFC FIRST FASTag recharge and 3X rewards on other retail transactions.
1 RP = 0.25 paisa.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Users will be rewarded for every UPI transaction.
Eligibility Criteria
Nationality: You must be an Indian citizen.
Age: You must be at least 21 years old.
Income: Your annual income should be Rs. 3 lakh or more.
फ़ायदे
Cashback on fuel purchases.
Rewards on other spends like grocery shopping, and utility expenses.
Complimentary lounge access.
Movie ticket discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the IDFC FIRST Bank website: https://www.idfcfirstbank.com/credit-card
Click on "Credit Cards" and then "Apply Now."
Choose the "IDFC FIRST Power+" card and click "Apply Now."
Fill out the online application form with your personal details, income information, and employment details.
Upload the required documents (PAN card, ID proof, income proof) as instructed.
Submit the application and await a response from the bank.
सम्पर्क करने का विवरण
1800 10 888
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Welcome benefits worth ₹1,650
Rewards System: Users will get up to 6.5% savings on fuel expenses, 5% savings as rewards on grocery & utility expenses, 5% savings as rewards on IDFC FIRST FASTag recharge, and 3X rewards on other retail transactions.
Other Benefits: Complimentary domestic airport lounge access, once every quarter, on minimum monthly spends of ₹5,000, complimentary roadside assistance worth ₹1,399, 25% off on movie tickets up to ₹100, once every month, and personal accident cover of ₹2,00,000 and lost card liability cover of ₹25,000.
Limited reward categories: Most benefits are focused on fuel and specific spending categories. Rewards on other transactions are lower compared to some other cards.
No international usage: This card is not accepted internationally, making it unsuitable for frequent travellers.
The IDFC FIRST Power+ Credit Card is a co-branded card offered in collaboration with HPCL, targeting frequent fuel spenders. If you're a frequent HPCL customer and spend a significant amount on fuel, the IDFC FIRST Power+ Credit Card can be a valuable tool to earn significant savings. However, if your spending habits are more diverse, or you require international acceptance or broader reward categories, exploring alternative cards might be more beneficial.
IDFC First Power+ Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: ₹499.
Annual fee: ₹499, waived off on crossing ₹150,000 spent in the previous anniversary year.
Interest Rate: 0.75% to 3.5% per month (9% to 42% per annum).
Late payment Charges: 15% of the total amount due as of the previous statement minus any payments received before the due date (subject to a minimum of ₹100 and a maximum of ₹1,300).
Cash advance transaction fee: ₹199.
Foreign Exchange Mark-up Fee: 3.50%.
Reward Redemption Fee: ₹99 per redemption transaction.
ईंधन अधिशुक्ल
Maximum amount of Fuel surcharge waiver per statement cycle: INR 200
Billing Cycle
30 Days