HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
No domestic/international airport lounge access facility.
No cashback offers are available.
The joining fee is levied upon the users.
Card issued against a customer's fixed deposits held with IDBI Bank only.
Welcome Benefit: Users will get a welcome bonus of 500 Delight points with a minimum single transaction of Rs. 1500 within 30 days or 300 points between 31 to 90 days from the date of receiving the card.
Reward System: The value of 1 Delight point is 0.25 Paisa. Users will earn 2 Delight points for every Rs. 150 spent on shopping, watching movies, travelling etc. Effective cashback rate: 0.33%.
Customers can enjoy credit limits as high as 85% of their Fixed deposits.
Customers can enjoy a higher cash withdrawal limit of up to 70% of their credit limit.
Zero lost card liability.
Fuel surcharge waiver.
Customers will be eligible for exclusive offers on airport shopping, hotel, car rentals etc.
पक्ष विपक्ष
Welcome Benefits
Users will get a welcome bonus of 500 Delight points with a minimum single transaction of Rs. 1500 within 30 days or 300 points between 31 to 90 days from the date of receiving the card.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- upto 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a welcome bonus of 500 Delight points with a minimum single transaction of Rs. 1500 within 30 days or 300 points between 31 to 90 days from the date of receiving the card.
Reward System: The value of 1 Delight point is 0.25 Paisa. Users will earn 2 Delight points for every Rs. 150 spent on shopping, watching movies, travelling etc. Effective cashback rate: 0.33%.
Customers can enjoy credit limits as high as 85% of their Fixed deposits.
Customers can enjoy a higher cash withdrawal limit of up to 70% of their credit limit.
Zero lost card liability.
Fuel surcharge waiver.
Customers will be eligible for exclusive offers on airport shopping, hotel, car rentals etc.
No domestic/international airport lounge access facility.
No cashback offers are available.
The joining fee is levied upon the users.
Card issued against a customer's fixed deposits held with IDBI Bank only.
The IDBI Bank Imperium Platinum Credit Card is a prestigious option for discerning individuals and frequent travelers who value unparalleled comfort, comprehensive travel protection, and top-tier rewards across most categories. The unlimited airport lounge access, global lounge passport, comprehensive travel insurance, and opulent welcome bonus solidify its luxurious appeal. However, the hefty annual fee, limited network, potentially lower point value, and lack of exclusive dining or experience redemptions might necessitate careful consideration for moderate spenders, those seeking wider network coverage, or individuals prioritizing specific redemption options.
The IDBI Bank Imperium Platinum Credit Card is a prestigious option for discerning individuals and frequent travelers who value unparalleled comfort, comprehensive travel protection, and top-tier rewards across most categories. The unlimited airport lounge access, global lounge passport, comprehensive travel insurance, and opulent welcome bonus solidify its luxurious appeal. However, the hefty annual fee, limited network, potentially lower point value, and lack of exclusive dining or experience redemptions might necessitate careful consideration for moderate spenders, those seeking wider network coverage, or individuals prioritizing specific redemption options.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee - (Primary Card): Rs. 499
Annual Fee – (Primary Card): Rs. 499
Cash Advance Fee: 2.5% of transaction fee or Rs. 500/-, whichever is higher
Interest Rate: 2.9% (p.m.)
Late Payment Fess (Per occasion , Based on amount due) < = Rs. 500 – Nil > Rs.500 to <= Rs. 5000 – Rs.400 > Rs.5000 to < = Rs. 10000 - Rs.500 > Rs.10000 to < = Rs. 20000 - Rs.750 > Rs.20000 – Rs.950
Foreign Currency Transactions mark- up: 3.5%
Rewards Points Redemption Fee: Nil
ईंधन अधिशुक्ल
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 Days