IndusInd Bank Platinum RuPay Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
IndusInd Bank Platinum RuPay Credit Card
Bank Name :
IndusInd Bank
प्रकार
Rewards Credit Card
ब्याज दर
Interest Rate: 3.83% per month and 46% per annum.
पात्रता
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
पेशेवरों
Reward System: Users will get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. 1 reward points on every INR 100 spent on non-UPI transactions. The value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
दोष
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
You can link your credit card to your UPI app and thereafter make UPI payments through your credit card.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
फ़ायदे
Cashback benefits.
UPI linking facility.
Travel insurance benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for IndusInd Bank Platinum RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
सम्पर्क करने का विवरण
1860 267 7777
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Users will get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. 1 reward points on every INR 100 spent on non-UPI transactions. The value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.
IndusInd Bank Platinum RuPay Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 0
Annual Fee: INR 0
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).
Foreign Currency Markup Fee: 3.5% of the transaction amount.
ईंधन अधिशुक्ल
1%, waived for transactions between INR 400 and INR 4000.
Billing Cycle
30 Days.