IndusInd Bank Platinum RuPay Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Get 2 reward points on every INR 100 spent on UPI transactions.
Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%.
Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Movie Benefits
Dining Benefits
Other Benefits
Travel insurance benefits.; Free air accident insurance of Rs Rs 25 Lakhs.
Lounge Access
Fees & Charges
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).
Interest rate
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
दोष
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
Reward System: Users will get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. 1 reward points on every INR 100 spent on non-UPI transactions. The value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for IndusInd Bank Platinum RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
सम्पर्क करने का विवरण
1860 267 7777
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. 1 reward points on every INR 100 spent on non-UPI transactions. The value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.
The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.