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IndusInd Crest Credit Card

IndusInd Crest Credit Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • The joining fee of the card is INR 1 Lakh, which is too high. 

  • Low cashback rate. 

  • Limited milestone benefits. 

  • Reward System: Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.

  • Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter. 

  • Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. 

  • Users will get 2 free  Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.

  • Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to INR 5,000).

  • Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.

  • Users will get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.

  • Users will get 20% off while dining at Fortune and WelcomHeritage hotels.

  • Users will get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.

  • Users will get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune hotels.

  • Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).

  • Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).

  • 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .

  • 50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.

  • 3 free golf lessons per month.

  • Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at INR 700. 50% off on ordering F&B through BookMyShow.

  • Users will get INR 3000 off on their total bill amount around the year at 100+ exclusive restaurants

  • Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants. 

  • Emergency cash advance in foreign countries. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Users will get a one-night stay free at select luxurious hotels/resorts. 

पक्ष विपक्ष
Welcome Benefits

None

पुरस्कार प्रणाली

Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Free membership to LoungKey travel program. Users will get 2 free international lounge visits per quarter. 

Eligibility Criteria

This card is available through invitation only.

फ़ायदे
  • Movie benefit.

  • Great travel benefits.

  • Free lounge access.

  • Great value add benefits. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

This card is available through invitation only.

सम्पर्क करने का विवरण

1860 267 7777

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.

  • Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter. 

  • Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. 

  • Users will get 2 free  Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.

  • Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to INR 5,000).

  • Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.

  • Users will get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.

  • Users will get 20% off while dining at Fortune and WelcomHeritage hotels.

  • Users will get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.

  • Users will get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune hotels.

  • Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).

  • Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).

  • 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .

  • 50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.

  • 3 free golf lessons per month.

  • Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at INR 700. 50% off on ordering F&B through BookMyShow.

  • Users will get INR 3000 off on their total bill amount around the year at 100+ exclusive restaurants

  • Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants. 

  • Emergency cash advance in foreign countries. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Users will get a one-night stay free at select luxurious hotels/resorts. 

  • The joining fee of the card is INR 1 Lakh, which is too high. 

  • Low cashback rate. 

  • Limited milestone benefits. 

Application Procedure

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Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining fee:  INR 1,00,000.

  • Annual fee: INR 10,000.

  • Add-on card fee: INR 10,000.

  • Interest rate: 2.99% per month and 36% per annum.

  • Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Foreign currency mark-up: 3.5%.

ईंधन अधिशुक्ल

1% waived for transactions between INR 400 and INR 4,000.

Billing Cycle

30 days

फीस एवं प्रभार
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