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IndusInd Pinnacle Credit Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

IndusInd Pinnacle Credit Card

Bank Name :

IndusInd Bank

प्रकार

Premium Credit Card

ब्याज दर

Interest Rate: 3.83% per month and 46% per annum.

पात्रता

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.

IndusInd Pinnacle Credit Card
पेशेवरों
  • Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

  • Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

  • 2 free golf lessons per month.

  • 2 free golf games per month. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000. 

  • Free membership to PriorityPass membership. 

  • Priority customer care service. 

  • 24x7 concierge service. 

  • Roadside assistance for services like tyre change, fuel, battery charging, etc. 

  • Zero fuel surcharge. 

  • 1 free domestic lounge visit every quarter. 

दोष
  • High joining fee.

  • Low cashback rate.

  • No milestone benefits. 

पक्ष विपक्ष
Welcome Benefits

Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

पुरस्कार प्रणाली
  • Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Welcome Benefits: Free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium. 

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.

फ़ायदे
  • Travel benefits.

  • Great welcome benefits.

  • International lounge benefits.

  • Cashback on spends. 

  • Domestic lounge benefits. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

You can apply for Pinnacle Credit Card  through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Pinnacle Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

सम्पर्क करने का विवरण

1860 267 7777

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

  • Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

  • 2 free golf lessons per month.

  • 2 free golf games per month. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000. 

  • Free membership to PriorityPass membership. 

  • Priority customer care service. 

  • 24x7 concierge service. 

  • Roadside assistance for services like tyre change, fuel, battery charging, etc. 

  • Zero fuel surcharge. 

  • 1 free domestic lounge visit every quarter. 

  • High joining fee.

  • Low cashback rate.

  • No milestone benefits. 

Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining Fee: INR 12,999

  • Annual Fee: NIL

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

  • Add- on credit card fee: NIL

ईंधन अधिशुक्ल

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 days

फीस एवं प्रभार
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