
IndusInd Pioneer Heritage Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low cashback rate.
No milestone benefits.
Welcome Benefit: Users will get free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.
Reward System: Users will get 1 reward point on spending INR 100 on all domestic transactions. Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%, 0.70 reward points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%, 2.5 reward points on spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.
Users will get complimentary dining vouchers worth INR 3,000 twice a year, which can be used at select luxury restaurants across India through EazyDiner, with no minimum billing requirement.
Users will get 4 free golf lessons per month, get 4 free golf sessions per month.
Buy one movie ticket and get the other one free on BookMyShow. Max 3 free tickets in a month. The price of the free ticket is capped at INR 700 per ticket. Additionally, get INR 50 off on selecting the F&B option.
Free LoungeKey and Priority Pass memberships.
2 free domestic lounge visits per quarter.
2 free international lounge visits per quarter.
Low forex markup of 1.8%.
24x7 Concierge.
Zero fuel surcharge.
Air accident cover of INR 25 Lakh.
Free one-night hotel stays at select Mastercard partner hotels.
Free 2 Culinary Delights certificates which will get you: 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. Not valid for Sunday brunch.
Free 2 Culinary Extravagance certificates which will get you: 50% off on lunch/dinner for 2 at ITC hotels. Not valid for Sunday brunch.
Free 2 Sweet Indulgence certificates which will get you: 30% off on at gourmet shop at a participating ITC hotel (for purchases of a maximum up to INR 5,000).
Free 2 Luxury Sojourns certificates which will get you: 20% off at the purchase of Welcombreak packages.
Get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.
Get 20% off while dining at Fortune and WelcomHeritage Hotels.
Get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.
Get Green Points @ 25% on all eligible F&B spends at ITC Hotels & Welcomhotels.
Get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.
Get 20% off on F&B spends at participating Fortune Hotels (valid up to 8 guests including the member).
Enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and; 8:00 pm, every Wednesday (applicable on select beverages).
Get 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays.
Get 50% bonus Green Points on your and your spouse's birthday week on your dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.
पक्ष विपक्ष
Welcome Benefits
Users will get free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.
पुरस्कार प्रणाली
Users will get 1 reward point on spending INR 100 on all domestic transactions. Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%, 0.70 reward points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%, 2.5 reward points on spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
1.8% + GST
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Complimentary dining vouchers worth INR 3,000 twice a year, which can be used at select luxury restaurants across India through EazyDiner, with no minimum billing requirement.
Eligibility Criteria
Requires a Pioneer Banking relationship with IndusInd Bank.
AQB Requirement: ₹10L (Savings+Current).
NRV Requirement: ₹30L (All Investments Combined) with ₹1L+ on Savings Account.
फ़ायदे
Great dining discount.
Golf benefits.
Dining benefits.
Great travel benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
This card is available through invitation.You can apply for Pinnacle Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Pioneer Heritage credit card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
सम्पर्क करने का विवरण
1860 267 7777
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.
Reward System: Users will get 1 reward point on spending INR 100 on all domestic transactions. Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%, 0.70 reward points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%, 2.5 reward points on spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.
Users will get complimentary dining vouchers worth INR 3,000 twice a year, which can be used at select luxury restaurants across India through EazyDiner, with no minimum billing requirement.
Users will get 4 free golf lessons per month, get 4 free golf sessions per month.
Buy one movie ticket and get the other one free on BookMyShow. Max 3 free tickets in a month. The price of the free ticket is capped at INR 700 per ticket. Additionally, get INR 50 off on selecting the F&B option.
Free LoungeKey and Priority Pass memberships.
2 free domestic lounge visits per quarter.
2 free international lounge visits per quarter.
Low forex markup of 1.8%.
24x7 Concierge.
Zero fuel surcharge.
Air accident cover of INR 25 Lakh.
Free one-night hotel stays at select Mastercard partner hotels.
Free 2 Culinary Delights certificates which will get you: 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. Not valid for Sunday brunch.
Free 2 Culinary Extravagance certificates which will get you: 50% off on lunch/dinner for 2 at ITC hotels. Not valid for Sunday brunch.
Free 2 Sweet Indulgence certificates which will get you: 30% off on at gourmet shop at a participating ITC hotel (for purchases of a maximum up to INR 5,000).
Free 2 Luxury Sojourns certificates which will get you: 20% off at the purchase of Welcombreak packages.
Get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.
Get 20% off while dining at Fortune and WelcomHeritage Hotels.
Get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.
Get Green Points @ 25% on all eligible F&B spends at ITC Hotels & Welcomhotels.
Get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.
Get 20% off on F&B spends at participating Fortune Hotels (valid up to 8 guests including the member).
Enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and; 8:00 pm, every Wednesday (applicable on select beverages).
Get 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays.
Get 50% bonus Green Points on your and your spouse's birthday week on your dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.
Low cashback rate.
No milestone benefits.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 90,000
Annual Fee: INR 25,000
Interest Rate: 2.99% per month and 36% per annum.Late Payment Fee: Waived.
Cash Advance Fee: Waived.
Foreign Currency Markup Fee: 1.8% + GST of the transaction amount.
ईंधन अधिशुक्ल
1%, waived for transactiions between INR 400 and INR 4000.
Billing Cycle
30 days