KVB SBI Signature Card
Rewards & Benefits
Welcome Benefits
Voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Milestone Benefits
Milestone Benefits: 10,000 reward points on achieving annual spends of Rs Rs 2 Lakhs, Rs 3 Lakhs and Rs 4 Lakhs, every year. 20,000 reward points on achieving annual spends of Rs Rs 5 Lakhs.
Cashback Rate
Users will get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%.
Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Enjoy access to more than 300 golf courses across the world. 30% discount on the green fee.
Lounge Access
Fees & Charges
Joining Fee
INR 4,999 + Taxes
Annual Fee
INR 4,999 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges: 0 to 1300
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 4,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
दोष
Low general cashback rate.
No free movie tickets.
No free domestic lounge access.
Welcome Benefit: Users will get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Reward System: Users will get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Milestone Benefits: 10,000 reward points on achieving annual spends of INR 2 Lakhs, 3 Lakhs and 4 Lakhs, every year. 20,000 reward points on achieving annual spends of INR5 lakh.
Free membership to the Priority Pass program worth $99.
Enjoy access to more than 300 golf courses across the world. 30% discount on the green fee.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are three major ways to apply for the KVB SBI Signature Credit Card:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to KVB SBI Signature Credit Card.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a Karur Vysya branch.
Ask for the KVB SBI Signature Credit Card application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for an SBI Card Prime application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Reward System: Users will get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Milestone Benefits: 10,000 reward points on achieving annual spends of INR 2 Lakhs, 3 Lakhs and 4 Lakhs, every year. 20,000 reward points on achieving annual spends of INR5 lakh.
Free membership to the Priority Pass program worth $99.
Enjoy access to more than 300 golf courses across the world. 30% discount on the green fee.
Low general cashback rate.
No free movie tickets.
No free domestic lounge access.
The card offers decent welcome benefits and milestone benefits. It also offers free access to priority pass membership and 30% discount on green fees for golf enthusiastic. However, it offers a low cashback rate, because of which it does not provide sufficient value for money.
The card offers decent welcome benefits and milestone benefits. It also offers free access to priority pass membership and 30% discount on green fees for golf enthusiastic. However, it offers a low cashback rate, because of which it does not provide sufficient value for money.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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