LIC Axis Bank Signature Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
LIC Axis Bank Signature Credit Card
Bank Name :
Axis Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.6% per month (52.86% per annum).
पात्रता
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
पेशेवरों
Rewards: Cardholders can earn 2 Reward points for every ₹ 100 spent on LIC Premium payments and foreign currency transactions, 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load, and EMI conversions. Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%.
Travel Benefits: Cardholders can enjoy 8 complimentary lounge visits per calendar year at selected domestic airports.
Dining Benefits: Cardholders can get up to 20%off at 4000+ restaurants in India.
दोष
Low cashback rate.
Card offers limited value add features.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Reward System: Earn 2 Reward points for every ₹ 100 spent on LIC Premium payment and foreign currency transactions. Earn 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Earn 25 EDGE Rewards points for every Rs. 100 spent on LIC premium payments and foreign currency transactions.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
फ़ायदे
Competitive interest rates
Insurance benefits
Dining and Travel Benefits
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the LIC Axis Bank Signature Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "LIC Axis Bank Signature Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank Signature Credit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Rewards: Cardholders can earn 2 Reward points for every ₹ 100 spent on LIC Premium payments and foreign currency transactions, 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load, and EMI conversions. Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%.
Travel Benefits: Cardholders can enjoy 8 complimentary lounge visits per calendar year at selected domestic airports.
Dining Benefits: Cardholders can get up to 20%off at 4000+ restaurants in India.
Low cashback rate.
Card offers limited value add features.
No free movie tickets.
Axis Bank LIC Signature Credit Card has limited number of value add features. Even the cashback offered on purchase of LIC's insurances product is quite low. The card has no USP and has limited number of benefits in comparison to other credit cards in the market in the same fee range.
LIC Axis Bank Signature Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee:Nil.
Annual fee: Nil
Cash Withdrawal Fee: 2.5% of the amount taken out as cash .
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Reward Redemption Fee: INR 100.
Forex Markup: 3.5%.
Fuel Surchage: 1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
ईंधन अधिशुक्ल
1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 Days.