MakeMyTrip ICICI Bank Platinum Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Platinum Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
3.4% per month (or 40.8% per annum)
पात्रता
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
पेशेवरों
Welcome Benefits: Users will get MyCash worth INR 500 on joining and a Free MMT holiday voucher worth INR 3000.
Reward System: Users will earn 0.5 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%, 0.62 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.62%, 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%, 1.5 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
Milestone Benefits: Spend INR 0.5 Lakhs and get MyCash worth INR 1,00 every year. Spend INR 2.5 Lakhs and get MyCash worth INR 1,000 every year.
Complimentary Dreamfolk membership.
Users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.
Movie Tickets: 25% discount, maximum of up to INR 100 on the purchase of a minimum of two tickets per transaction.
1 complimentary railway lounge access in a quarter.
दोष
Limited value add benefits
Low cashback rate.
Limited value add benefits.
पक्ष विपक्ष
Welcome Benefits
Users will get MyCash worth INR 500 on joining. Free MMT holiday voucher worth INR 3000.
पुरस्कार प्रणाली
Users will get 0.5 MyCash on every INR 100 spent on domestic spending. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Users will get 0.5 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%. Get 0.62 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.62%. Get 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%. Get 1.5 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
फ़ायदे
Great travel benefits.
Cashback on MMT website.
Free membership of Dreamfolks.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefits: Users will get MyCash worth INR 500 on joining and a Free MMT holiday voucher worth INR 3000.
Reward System: Users will earn 0.5 MyCash on every INR 100 spend on domestic spends. Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%, 0.62 MyCash on every INR 100 spend on international spends. Value of 1 MyCash= INR 1. International cashback rate: 0.62%, 1 MyCash on every INR 100 spend on flight boking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%, 1.5 MyCash on every INR 100 spend on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.
Milestone Benefits: Spend INR 0.5 Lakhs and get MyCash worth INR 1,00 every year. Spend INR 2.5 Lakhs and get MyCash worth INR 1,000 every year.
Complimentary Dreamfolk membership.
Users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.
Movie Tickets: 25% discount, maximum of up to INR 100 on the purchase of a minimum of two tickets per transaction.
1 complimentary railway lounge access in a quarter.
Limited value add benefits
Low cashback rate.
Limited value add benefits.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 2,500
Annual Fee (Second year onwards): Nil
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.il
ईंधन अधिशुक्ल
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250
Billing Cycle
30 Days