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Mayura Credit Card

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Rewards & Benefits

Welcome Benefits

  • For every transaction above ₹1,000, users will receive  ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated.

  • Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.

Milestone Benefits

Milestone benefit:Users will get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle.

Cashback Rate

  • 1 reward point per ₹150 spent. 1 reward point = ₹0.25. 

  • Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below. Effective cashback rate: 1.25%.

  • Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%. 

  • Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%. 

  • Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.; 

Movie Benefits

Users can avail a Buy One Get One Free offer on movie tickets on BookMyShow with up to ₹500 off on the second ticket. This benefit can be availed twice in a calendar month.

Dining Benefits

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Other Benefits

Users will get 1 guest access to domestic longe every quarter.; Users have the option of "Cancel For Any Reason" cover, by which users can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.; Users will not be charged with any forex markup fee.; Users can enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.; Complimentary roadside assistance worth ₹1,399.; Users can get a comprehensive travel insurance cover of up to USD 1200.

Lounge Access

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Fees & Charges

Joining Fee

Rs. 5999 plus taxes.

Annual Fee

Annual membership fee: Rs. 5999 plus taxes.

Cash Advance Fee

Cash advance fee: Rs. 199

Interest rate

3.99% monthly, 47.88% annually.

Late Payment Fee

Late payment charges: INR100 to INR1300.

Foreign Currency Transactions Fee

Foreign currency markup fee: NIL

Other Fees

Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%

दोष

High joining and renewal fee.


  • Welcome benefits: For every transaction above ₹1,000, users will receive  ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.

  • Rewards program: 1 reward point per ₹150 spent.

  • 1 Reward point = ₹0.25.

  • Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below.:  Effective cashback rate: 1.25%

  • Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%

  • Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%

  • Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.

  • Milestone benefit: Users will get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle.

  • Users will get access to domestic and international airport lounges and airport spas 4 times in India and 4 times abroad.

  • Users will get 1 guest access to domestic longe every quarter.

  • Users have the option of "Cancel For Any Reason" cover, by which users can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.

  • Users will not be charged with any forex markup fee.

  • Users can enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.

  • Users can avail a Buy One Get One Free offer on movie tickets on BookMyShow with up to ₹500 off on the second ticket. This benefit can be availed twice in a calendar month.

  • Complimentary roadside assistance worth ₹1,399.

  • Users can get a comprehensive travel insurance cover of up to USD 1200.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Not specified by the bank.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Online Application:

  1. Visit the IDFC First Bank Website: Go to the official website of IDFC First Bank.

  2. Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "Mayura Credit Card."

  3. Click on "Apply Now": Find the "Apply Now" button for the Mayura Credit Card and click on it.

  4. Fill in the Application Form: Provide the necessary personal and financial information as required.

  5. Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.

  6. Submit the Application: Review your application and submit it online.

Offline Application:

  1. Visit an IDFC First Bank Branch: Locate the nearest branch to you.

  2. Request an Application Form: Ask the bank representative for a Mayura Credit Card application form.

  3. Fill in the Form: Complete the form with accurate information.

  4. Submit the Form and Documents: Submit the filled form along with the required documents to the bank representative.

सम्पर्क करने का विवरण

Customer care hotline
1800 10 888

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome benefits: For every transaction above ₹1,000, users will receive  ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.

  • Rewards program: 1 reward point per ₹150 spent.

  • 1 Reward point = ₹0.25.

  • Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below.:  Effective cashback rate: 1.25%

  • Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%

  • Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%

  • Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.

  • Milestone benefit: Users will get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle.

  • Users will get access to domestic and international airport lounges and airport spas 4 times in India and 4 times abroad.

  • Users will get 1 guest access to domestic longe every quarter.

  • Users have the option of "Cancel For Any Reason" cover, by which users can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.

  • Users will not be charged with any forex markup fee.

  • Users can enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.

  • Users can avail a Buy One Get One Free offer on movie tickets on BookMyShow with up to ₹500 off on the second ticket. This benefit can be availed twice in a calendar month.

  • Complimentary roadside assistance worth ₹1,399.

  • Users can get a comprehensive travel insurance cover of up to USD 1200.

High joining and renewal fee.


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Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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फीस एवं प्रभार
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