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Paytm SBI Card

Paytm SBI Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • Low cashback rate.

  • No free movie tickets. 

  • Limited value add benefits.

  • Welcome Benefits: Users will get a free Paytm First membership.

  • Reward System: Users will get 3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on the Paytm app. 1% cashback on any other spends across millions of offline and online stores. 

  • users will get free cyber fraud insurance coverage of INR 1,00,000 on their Paytm SBI Card.

  • Milestone Benefits: Users will get a voucher on renewal of their Paytm First membership and on achieving retail spends of INR 1,00,000 on their card during one membership year.

पक्ष विपक्ष
Welcome Benefits

Free Paytm First membership.

पुरस्कार प्रणाली

3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on the Paytm app. 1% cashback on any other spends across millions of offline and online stores. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%. 

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Reward System: 3% cashback on Paytm Mall, movies and travel.

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

फ़ायदे
  • 3 % discount on paytm mall and movies and travel.

  • Card apparently has low income eligibility threshold. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

You can apply for the Paytm SBI Card through two major methods:


1. Online:

  • Paytm App:Open the Paytm app on your phone and navigate to the "Loans & Credit Cards" section.
    Click on "Credit Card" and choose the specific Paytm SBI card you're interested in.
    Follow the on-screen instructions, providing your PAN and other details. Review and accept the terms and conditions, and submit your application.
    You'll receive a notification about the status of your application within a few days.

  • Bank's Website:Visit the website of the issuing bank (SBI).
    Navigate to the "Credit Cards" button  and search for the specific Paytm SBI Credit Card.
    Click on "Apply Now" button and fill out the online application form.
    Submit the form and wait for the bank's response.

2. Offline:

  • Bank Branch:Visit a SBI branch express your interest in applying for the Paytm SBI card.
    A bank representative will assist you in filling out the  application form and guide you through the process.
    Submit the completed application form along with the requisite documents.
    SBI will then process your application and inform you about the decision.

सम्पर्क करने का विवरण

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefits: Users will get a free Paytm First membership.

  • Reward System: Users will get 3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on the Paytm app. 1% cashback on any other spends across millions of offline and online stores. 

  • users will get free cyber fraud insurance coverage of INR 1,00,000 on their Paytm SBI Card.

  • Milestone Benefits: Users will get a voucher on renewal of their Paytm First membership and on achieving retail spends of INR 1,00,000 on their card during one membership year.

  • Low cashback rate.

  • No free movie tickets. 

  • Limited value add benefits.

The USP of the card is 3% cashback on Paytm Mall, movies and travel. Otherwise the card has little to offer to its users. Overall it is an average beginner level credit card.

Paytm SBI Card Review

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Annual Fee (one time): INR 499 + Taxes

  • Renewal Fee (per annum): INR 499 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

ईंधन अधिशुक्ल

1% fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 100 per statement cycle, per credit card account.

Billing Cycle

30 days.

फीस एवं प्रभार
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