Platinum Bonus SuperCard
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Platinum Bonus SuperCard
Bank Name :
Bajaj Finance
प्रकार
Lifestyle Credit Card
ब्याज दर
Interest Rates/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)
पात्रता
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
पेशेवरों
Welcome Benefit: Users will get 6,000 reward points on payment of joining fees and spends of Rs. 2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
1 RBL reward point = Rs 0.25 for every rs. 100/- spent via card. Effective cashback rate: 0.25%. 1,500 reward points on 4 transactions of Rs. 1,000 each per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
The benefit of 5,000 reward points on crossing spends of Rs. 1,00,000 in a year second-year fee reversal on spends of Rs. 1,00,000.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
The facility of Transfer n Pay program allows users to transfer outstanding money from other banks’ credit cards to the Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
दोष
No lounge access availabe.
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No fuel surcharge waiver available.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Users will get 6,000 reward points on payment of joining fees and spends of Rs. 2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
पुरस्कार प्रणाली
1 RBL reward point = Rs 0.25 for every rs. 100/- spent via card. Effective cashback rate: 0.25%. 1,500 reward points on 4 transactions of Rs. 1,000 each per month.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
फ़ायदे
Here are some of the key benefits of the card:
Welcome benefit of 5,000 reward points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel.
2X reward points on every Rs. 100 spent on online spends:** This means that you will earn 2 reward points for every Rs. 100 you spend on online purchases. This is a great way to earn rewards on your online shopping.
Annual savings of up to Rs. 3,275: You can earn rewards and discounts worth up to Rs. 3,275 through this card. This includes the welcome benefit, reward points, and other offers.
Fuel surcharge waiver of up to Rs. 100 per month: This can save you money on your fuel expenses.
Annual fee waiver: You can get the annual fee waived on this card by spending Rs. 50,000 in a year. This is a great way to save money on the annual fee.
Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit. This can be a helpful option in case of an emergency.
Interest-free ATM withdrawals: You can withdraw cash from ATMs without paying any interest for up to Rs. 50,000 per month. This is a great way to access cash without incurring any additional charges.
No cost EMIs: You can avail no cost EMIs on select purchases. This can help you spread out the cost of your purchases over a longer period of time.
Purchase protection: This insurance will cover you against damage or theft of your purchases for up to 90 days from the date of purchase.
Travel insurance: This insurance will cover you against medical expenses, trip cancellation, and luggage loss while you are traveling.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the RBL Bank + Bajaj Finance Platinum Bonus SuperCard online through the Bajaj Finserv website.
Here are the steps involved: Go to the Bajaj Finserv website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank + Bajaj Finance Platinum Bonus SuperCard" from the list of cards.
Enter your personal details, such as your name, PAN, date of birth, and email address.
Upload a scanned copy of your PAN card and recent passport-size photograph.
Provide your employment details and monthly income.
Read and agree to the terms and conditions of the card.
Click on the "Submit" button to complete your application.
A Bajaj Finserv representative will contact you to verify your details and process your application.
If your application is approved, you will receive the card in the mail within a few weeks.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 6,000 reward points on payment of joining fees and spends of Rs. 2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
1 RBL reward point = Rs 0.25 for every rs. 100/- spent via card. Effective cashback rate: 0.25%. 1,500 reward points on 4 transactions of Rs. 1,000 each per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
The benefit of 5,000 reward points on crossing spends of Rs. 1,00,000 in a year second-year fee reversal on spends of Rs. 1,00,000.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
The facility of Transfer n Pay program allows users to transfer outstanding money from other banks’ credit cards to the Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
No lounge access availabe.
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No fuel surcharge waiver available.
The RBL Platinum Bonus SuperCard offers attractive welcome and milestone bonuses, along with rewards on all spends and exclusive benefits like free movie tickets and gym membership. However, if you prioritize high reward rates and diverse redemption options, prefer premium card offerings with higher returns for specific categories, are on a tight budget, or have concerns about RBL Bank's customer service. this card is not an appropriate choice for you.
Platinum Bonus SuperCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee of Rs.999 (Plus Service Tax) & an annual fee of Rs. 999 (Plus Service Tax)
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
ईंधन अधिशुक्ल
Billing Cycle
30 Days