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Platinum Credit Card

20

Rewards & Benefits

Welcome Benefits

None 

Milestone Benefits

Cashback Rate

  • The value of 1 RP= 0.25 Paisa. 

  • Users will get 1 reward point for every Rs. 100 spent on all eligible purchases. Effective cashback rate: 0.25%. 

  • 5 reward points for every Rs. 100 spent on dining, supermarkets, and departmental stores. Effective cashback rate: 1.25%.

Movie Benefits

Dining Benefits

Other Benefits

travel.  Other Benefits: Free insurance cover, and Global customer assistance for emergencies.

Lounge Access

Fees & Charges

Joining Fee

Primary Card Holder Nil | Joining Fee - Add On Card Holder Nil Annual Fee -Primary Card Holder INR 400

Annual Fee

Cash Advance Fee

Cash Advance Fee 400 per Transaction

Interest rate

3 % P.M (Annualised 36%)

Late Payment Fee

Late Payment Fee 30% of Minimum Amount Due, Min: 400 Max: 600

Foreign Currency Transactions Fee

Foreign Currency Transaction Fee 3.5%

Other Fees

Reward Redemption Fee 75 [for gifts] Nil for cash redemption

दोष
  • No welcome benefit. 

  • Limited offers and rewards.  

  • No airport lounge access facility is available.  

  • Very high fuel surcharge waiver fees. 

  • Reward System: The value of 1 RP= 0.25 Paisa. Users will get 1 reward point for every Rs. 100 spent on all eligible purchases. Effective cashback rate: 0.25% and 5 reward points for every Rs. 100 spent on dining, supermarkets, and departmental stores. Effective cashback rate: 1.25%.

  • Other Benefits: Free insurance cover, and Global customer assistance for emergencies. 

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

For Salaried & Self-Employed: Minimum annual gross income of Rs 6 lacs.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  • Visit the Dhanlaxmi Bank website and click on the "Apply for Credit Card" tab. 

  • Select the "Platinum Credit Card" from the list of credit cards. 

  • Fill out the online application form and submit it. 

  • You will need to provide the following information in the application form: Your name, address, and contact details Your employment details Your income details Your existing credit card details (if any) You will also need to upload a copy of your PAN card, passport, and recent salary slip. 

  • Once your application is submitted, Dhanlaxmi Bank will review it and let you know the status of your application within a few days.

सम्पर्क करने का विवरण

1800 425 1747 / 044 42413000

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: The value of 1 RP= 0.25 Paisa. Users will get 1 reward point for every Rs. 100 spent on all eligible purchases. Effective cashback rate: 0.25% and 5 reward points for every Rs. 100 spent on dining, supermarkets, and departmental stores. Effective cashback rate: 1.25%.

  • Other Benefits: Free insurance cover, and Global customer assistance for emergencies. 

  • No welcome benefit. 

  • Limited offers and rewards.  

  • No airport lounge access facility is available.  

  • Very high fuel surcharge waiver fees. 

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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फीस एवं प्रभार
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