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Platinum Edge Super Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Platinum Edge Super Card

Bank Name :

Bajaj Finance

प्रकार

Lifestyle Credit Card

ब्याज दर

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

पात्रता

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Edge Super Card
पेशेवरों

  • Welcome Benefit: Users will get 8,000 reward points for spending Rs. 2,000 within 30 days of card generation and payment of annual fees. (No welcome rewards will be given to first-year free cards).

  • Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points on every Rs. 100/- spent on the card except fuel. General cashback rate: 50%. 2X reward points on all online spending, except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment, and wallet load. Cashback rate: 1%.

  • Milestone Benefit: Users will get 10,000 reward points on spending Rs. 1.5 Lakhs and an additional 5,000 reward points on every spend of Rs. 1,00,000 thereafter. 

  • Users can avail EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more.

  • Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee. 

  • Unlimited interest-free withdrawals are available on cash limits from all ATMs in India up to your billing date; the maximum period is 50 Days. 

  • Users will get a 1+1 free movie ticket (Up to Rs. 200) on Bookmyshow, once a month.

  • Users will get 1 free visit every quarter, to domestic lounges, at all major airports in India. 

  • Cash Advance program that fulfils the short-term cash requirements. 

  • Users can also enjoy a credit-free period of up to 50 days as an added benefit.

  • Users will get a pre-approved loan without blocking the credit limit of the credit card.

दोष

  • High joining fees. 

  • No international airport lounge access facility is available. 

  • No cashback offers. 

  • No welcome rewards will be given to first-year free cards. 

  • No reward points for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment and wallet load. (Maximum Cap: 1,000 Reward Points).

पक्ष विपक्ष
Welcome Benefits

Welcome Benefit: Users will get 8,000 reward points for spending Rs. 2,000 within 30 days of card generation and payment of annual fees. (No welcome rewards will be given to first-year free cards)

पुरस्कार प्रणाली

The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points on every Rs. 100/- spent on the card except fuel. General cashback rate: 50%. 2X reward points on all online spending, except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment, and wallet load.  Cashback rate: 1%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

फ़ायदे


  • Welcome benefit of 8,000 Reward Points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 

  • 4 Complimentary Domestic Airport Lounge Access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 

  • BookMyShow offer: You can get one free movie ticket for every ticket you buy. Fuel surcharge waiver: This can save you money on your fuel expenses. 

  • Annual fee waiver: This is a great way to save money on the annual fee. If you spend Rs. 50,000 in the first year, the annual fee for the second year will be waived. 

  • Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit. This can be a helpful option in case of an emergency. 

  • Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. 

  • No cost EMIs: You can avail no cost EMIs on select purchases. This can help you spread out the cost of your purchases over a longer period of time. 

  • Purchase protection: This insurance will cover you against damage or theft of your purchases for up to 90 days from the date of purchase. 

  • Travel insurance: This insurance will cover you against medical expenses, trip cancellation, and luggage loss while you are traveling.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • You can apply for the RBL Bank + Bajaj Finance Platinum Edge SuperCard online or by visiting a RBL Bank branch. 

  • To apply online, you can follow these steps: 

  • Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "Platinum Edge SuperCard" from the list of cards. 

  • Enter your personal details, such as your name, address, and contact information. 

  • Enter your income and employment details. 

  • Upload a copy of your PAN card and identity proof. 

  • Submit your application. 

  • The processing time for the application is usually 7-10 working days. 

  • Once your application is approved, you will receive the card in the mail.

सम्पर्क करने का विवरण

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get 8,000 reward points for spending Rs. 2,000 within 30 days of card generation and payment of annual fees. (No welcome rewards will be given to first-year free cards).

  • Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points on every Rs. 100/- spent on the card except fuel. General cashback rate: 50%. 2X reward points on all online spending, except for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment, and wallet load. Cashback rate: 1%.

  • Milestone Benefit: Users will get 10,000 reward points on spending Rs. 1.5 Lakhs and an additional 5,000 reward points on every spend of Rs. 1,00,000 thereafter. 

  • Users can avail EMI Finance: Shop for durables, electronics, furniture, clothes & accessories, groceries and much more.

  • Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee. 

  • Unlimited interest-free withdrawals are available on cash limits from all ATMs in India up to your billing date; the maximum period is 50 Days. 

  • Users will get a 1+1 free movie ticket (Up to Rs. 200) on Bookmyshow, once a month.

  • Users will get 1 free visit every quarter, to domestic lounges, at all major airports in India. 

  • Cash Advance program that fulfils the short-term cash requirements. 

  • Users can also enjoy a credit-free period of up to 50 days as an added benefit.

  • Users will get a pre-approved loan without blocking the credit limit of the credit card.

  • High joining fees. 

  • No international airport lounge access facility is available. 

  • No cashback offers. 

  • No welcome rewards will be given to first-year free cards. 

  • No reward points for online purchases made on education, insurance, utilities (including Bills2Pay), rent payment and wallet load. (Maximum Cap: 1,000 Reward Points).

If You value multiple benefits in one card, including emergency loan access and educational loan assistance, appreciate easy cash withdrawal and reward points for everyday spending. This card is a great is a great choice. However, it does not provide high reward rates and diverse redemption options.

Platinum Edge Super Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining fees: Rs 1999 & add-on cardholder 

  • Annual membership Fees: 1999 + GST (second year onwards) Spend Based Waiver: Spend Rs. 2,00,000 in a year and get waiver of Next year Annual Fee. 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

ईंधन अधिशुक्ल

1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)

Billing Cycle

30 days

फीस एवं प्रभार
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