top of page

Platinum Maxima Plus Card

40

Rewards & Benefits

Welcome Benefits

Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

Milestone Benefits

Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs Rs 2 Lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing Rs . Rs 3.5 Lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs Rs 5 Lakhs of annual spending on the card.

Cashback Rate

  • Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 

  • 1 reward point = INR 0.25. General cashback rate: 0.5%, 

  • Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

Movie Benefits

Other Benefits: The Cardholder gets one complimentary movie ticket free up to Rs 200 every month on the purchase of 2 or more tickets at BookMyShow.

Dining Benefits

Other Benefits

Lounge Access

Fees & Charges

Joining Fee

s: Nil for primary card.

Annual Fee

Rs 2500.

Cash Advance Fee

Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500).

Interest rate

3.99% p.m (upto 47.88% p.a).

Late Payment Fee

Late Payment fees:15% of Total amount due (Min Rs.50, Max Rs.1,500).

Foreign Currency Transactions Fee

Foreign Currency Transaction Fees: 3.5%.

Other Fees

Finance charges: 3.99% p.m (upto 47.88% p.a). | Overdue interest charges: NIL. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption Fees: INR 99. | EMI Processing fees : INR 199 + GST

दोष
  • Low cashback rate. 

  • Cardholders gets limited value add features.

  • Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

  • Reward System: Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = INR 0.25. General cashback rate: 0.5%, Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

  • Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs. 2 lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing INR. 3.5 lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs. 5 lakhs of annual spending on the card. 

  • Other Benefits: The Cardholder gets one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. 

  • Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

पक्ष विपक्ष
Welcome Benefits

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

पुरस्कार प्रणाली

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Eligibility Criteria

Minimum age of the card holders should be 18. 
Only Indian residents can apply.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Here are the steps on how to apply for RBL Bank's Platinum Maxima Plus Card:

  • Visit the RBL Bank website and click on the "Apply for Credit Card" tab.

  • Select the Platinum Maxima Plus Card and click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to provide your personal and financial information.

  • You will also need to upload scanned copies of your documents, such as your PAN card, address proof, and income proof.

  • Once you have submitted your application, RBL Bank will review it and get back to you within a few days.

  • Here are the documents that you will need to apply for the RBL Bank Platinum Maxima Plus Card:

    PAN card
    Address proof
    Income proof

सम्पर्क करने का विवरण

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefits: The cardholder will get 10,000 reward points upon making a valid retail transaction within 30 days from the date of issuance of the card, and upon paying the joining fees as reflected in the first statement by the payment due date.

  • Reward System: Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 1 reward point = INR 0.25. General cashback rate: 0.5%, Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

  • Milestone rewards: Cardholders will get 10,000 reward points on purchases of Rs. 2 lakhs or more in a year. Cardholders will get an additional 10,000 bonus reward points on crossing INR. 3.5 lakhs of annual spending on the card. Cardholders will get an additional 10,000 bonus reward points on crossing Rs. 5 lakhs of annual spending on the card. 

  • Other Benefits: The Cardholder gets one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. 

  • Cardholders will get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.

  • Low cashback rate. 

  • Cardholders gets limited value add features.

RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.

RBL Bank Platinum Maxima Plus Credit Card is a feature rich card. However, its only flaw is that it offers a low cashback rate. Freshers and students can consider availing this credit card.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

ईंधन अधिशुक्ल

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Billing Cycle

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

फीस एवं प्रभार
bottom of page