Platinum Plus SuperCard
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Platinum Plus SuperCard
Bank Name :
Bajaj Finance
प्रकार
Rewards Credit Card
ब्याज दर
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
पात्रता
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At the bank's discretion
पेशेवरों
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%. 2X reward points on all online spending.0 (Maximum cap: 1,000 reward points). Effective cashback rate: 0.50%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If a user spends Rs. 1,00,000 in a year, then his next year annual fee will be waived.
Users will get a 1+1 Bookmyshow offer on movie tickets (up to Rs.200), on any 1 Day of the month (Applicable only on Mon-Fri).
Users will get 2 free visits in a year, at domestic lounges at all major airports in India.
The Cash Advance program will fulfil the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days as an added benefit.
दोष
Users will have to pay a joining fee.
No international lounge access facility is available.
No cashback offers.
No welcome rewards will be given to first-year free cards.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
पुरस्कार प्रणाली
The value of 1 RBL reward point = Rs 0.25. Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%. 2X reward points on all online spending.0 (Maximum Cap: 1,000 reward points). Effective cashback rate: 0.50%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At the bank's discretion
फ़ायदे
Airport lounge access.
Welcome benefits.
Milestone benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 4,000 reward points on payment of the joining fee and spends of Rs.2000 made within 30 days of card issuance. (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point = Rs 0.25. Users will get 1 reward point for every Rs. 100 spent. General cashback rate: 0.25%. 2X reward points on all online spending.0 (Maximum cap: 1,000 reward points). Effective cashback rate: 0.50%.
Users can convert up to their available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month with no processing fee.
Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If a user spends Rs. 1,00,000 in a year, then his next year annual fee will be waived.
Users will get a 1+1 Bookmyshow offer on movie tickets (up to Rs.200), on any 1 Day of the month (Applicable only on Mon-Fri).
Users will get 2 free visits in a year, at domestic lounges at all major airports in India.
The Cash Advance program will fulfil the short-term cash requirements.
Users can also enjoy a credit-free period of up to 50 days as an added benefit.
Users will have to pay a joining fee.
No international lounge access facility is available.
No cashback offers.
No welcome rewards will be given to first-year free cards.
The Bajaj Finserv RBL Bank Platinum Plus SuperCard offers good reward rates on online transactions and supermarket expenses, along with additional benefits like fuel surcharge waiver, movie tickets, and purchase protection. However, the annual fee, limited redemption options, potential customer service concerns, and lower rewards on other categories are important drawbacks to consider.
Platinum Plus SuperCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fees: Rs 999 & add-on cardholder.
Annual Fee: Rs 999
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
ईंधन अधिशुक्ल
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 days