Platinum Shopdaily Supercard
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Platinum Shopdaily Supercard
Bank Name :
Bajaj Finance
प्रकार
Shopping Credit Card
ब्याज दर
Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)
पात्रता
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
पेशेवरों
Welcome Benefit: Users will get gift vouchers worth Rs. 500 on payment of joining fees and spending of Rs. 2,000 made within 30 days of issuance. (No welcome rewards will be given to First Year Free cards).
Reward System: 5% cashback on all grocery spend (up to Rs. 250 per month).
Users can available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
दोष
- Cashback only available for grocery purchase i.e. no cashback for other spends.
- Lacks standard features like free lounge visits.
-Limited value add features.
- No welcome rewards will be given to First Year Free cards.
- No fuel surcharge waiver facility available.
पक्ष विपक्ष
Welcome Benefits
Users will get gift vouchers worth Rs. 500 on payment of joining fees and spending of Rs. 2,000 made within 30 days of issuance. (No welcome rewards will be given to First Year Free cards).
पुरस्कार प्रणाली
5% cashback on all grocery spend (up to Rs. 250 per month).
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Users can convert available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
फ़ायदे
The Bank + Bajaj Finance Platinum Shopdaily Supercard is a credit card that is designed for the everyday shopper. It offers a variety of benefits, including: 5% cashback on grocery shopping up to Rs. 250 per month.
Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance. Annual fee waiver on spending Rs. 50,000 in a year.
Interest-free cash withdrawal for up to 50 days.
Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee. Contactless payments. The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the RBL Bank + Bajaj Finance Platinum ShopDaily SuperCard online or by visiting a bank branch. To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Credit Cards" tab.
Click on the "Apply Now" button for the Platinum ShopDaily SuperCard.
Enter your personal and contact information.
Upload your documents, such as your PAN card, Aadhaar card, and income proof.
Submit your application.
To apply at a bank branch, you can visit the nearest RBL Bank branch and ask for an application form. Fill out the form and submit it along with your documents.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get gift vouchers worth Rs. 500 on payment of joining fees and spending of Rs. 2,000 made within 30 days of issuance. (No welcome rewards will be given to First Year Free cards).
Reward System: 5% cashback on all grocery spend (up to Rs. 250 per month).
Users can available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
- Cashback only available for grocery purchase i.e. no cashback for other spends.
- Lacks standard features like free lounge visits.
-Limited value add features.
- No welcome rewards will be given to First Year Free cards.
- No fuel surcharge waiver facility available.
The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. A strong contender for savvy spenders, it integrates everyday convenience with exclusive perks, redefining the credit card experience.
Platinum Shopdaily Supercard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fees: Rs 499 & add-on cardholder
Annual membership Fees: 499 + GST (second year onwards)
Spend Based Waiver: Spend Rs. 50,000 in a year and get waiver of Next year Annual Fee Rs. 499.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
ईंधन अधिशुक्ल
Billing Cycle
30 days