Platinum ShopGain Super Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Milestone Benefits
Milestone Benefits: -Zomato Pro voucher/Amazon Prime voucher on spends of Rs 2 Lacs annually (exclude rental spends), 10,000 RP on spends of Rs 3 Lacs & above, additional 10,000 RP on spends of Rs 4 Lacs & above.
Cashback Rate
Users will get 1 RBL reward point for spending INR 100.
The value of 1 RBL reward point is INR 0.25. General cashback rate is 0.25%.
25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.
Movie Benefits
Dining Benefits
Other Benefits
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.; Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.; Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.; Users also enjoy a credit-free period of up to 50 days as an added benefit.
Lounge Access
Fees & Charges
Joining Fee
s: Rs 1499 & add-on cardholder
Annual Fee
Annual membership Fees: 1499 + GST (second year onwards) Spend Rs. 1,50,000 in a year and get waiver of Next year Annual Fee
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
दोष
No international lounge access.
Have to pay high joining fees.
No welcome rewards will be given to first-year free cards.
Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. The value of 1 RBL reward point is INR 0.25. General cashback rate is 0.25%. 25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.
Milestone Benefits: -Zomato Pro voucher/Amazon Prime voucher on spends of Rs. 2 Lacs annually (exclude rental spends), 10,000 RP on spends of Rs. 3 Lacs & above, additional 10,000 RP on spends of Rs. 4 Lacs & above.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Cinematic Rewards: 1+1 on Bookmyshow (up to 200 per month) twice a month.
4 complimentary domestic lounge access (1 per quarter)
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the RBL Bank + Bajaj Finance Platinum ShopGain Super Card: Go to the Bajaj Finserv website: https://www.bajajfinserv.in/rbl-bank-platinum-shopgain-supercard and click on the "Apply Now" button.
Enter your mobile number and submit the OTP you receive.
Check if you have a credit card offer.
If you do, avail of the offer.
Get a call from a Bajaj Finserv representative.
The following documents will be required for the application: Photo ID proof (PAN card, driving license, voter ID card, passport) Address proof (Aadhaar card, utility bill, bank statement) Proof of income (salary slip, business registration certificate)
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. The value of 1 RBL reward point is INR 0.25. General cashback rate is 0.25%. 25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.
Milestone Benefits: -Zomato Pro voucher/Amazon Prime voucher on spends of Rs. 2 Lacs annually (exclude rental spends), 10,000 RP on spends of Rs. 3 Lacs & above, additional 10,000 RP on spends of Rs. 4 Lacs & above.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Cinematic Rewards: 1+1 on Bookmyshow (up to 200 per month) twice a month.
4 complimentary domestic lounge access (1 per quarter)
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
No international lounge access.
Have to pay high joining fees.
No welcome rewards will be given to first-year free cards.
The RBL Platinum ShopGain SuperCard is a compelling option for individuals who have high utility bill payments and spend significantly on groceries every month. The 25x reward rate on utilities can offset the annual fee and potentially offer high cashback equivalent. However, the high annual fee, limited redemption options, potential customer service concerns, and lower points on other categories are important drawbacks to consider.
The RBL Platinum ShopGain SuperCard is a compelling option for individuals who have high utility bill payments and spend significantly on groceries every month. The 25x reward rate on utilities can offset the annual fee and potentially offer high cashback equivalent. However, the high annual fee, limited redemption options, potential customer service concerns, and lower points on other categories are important drawbacks to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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