top of page

Platinum ShopGain Super Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Platinum ShopGain Super Card

Bank Name :

Bajaj Finance

प्रकार

Shopping Credit Card

ब्याज दर

Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)

पात्रता

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum ShopGain Super Card
पेशेवरों

  • Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

  • Reward System: Users will get 1 RBL reward point for spending INR 100. The value of 1 RBL reward point is  INR 0.25. General cashback rate is 0.25%. 25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.

  • Milestone Benefits: -Zomato Pro voucher/Amazon Prime voucher on spends of Rs. 2 Lacs annually (exclude rental spends), 10,000 RP on spends of Rs. 3 Lacs & above, additional 10,000 RP on spends of Rs. 4 Lacs & above. 

  • Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee. 

  • Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. 

  • Cinematic Rewards: 1+1 on Bookmyshow (up to 200 per month) twice a month. 

  • 4 complimentary domestic lounge access (1 per quarter) 

  • Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. 

  • Users also enjoy a credit-free period of up to 50 days as an added benefit.

दोष

  • No international lounge access. 

  • Have to pay high joining fees. 

  • No welcome rewards will be given to first-year free cards.

पक्ष विपक्ष
Welcome Benefits

Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

पुरस्कार प्रणाली

Users will get 1 RBL reward point for spending INR 100. The value of 1 RBL reward point is  INR 0.25. General cashback rate is 0.25%. 25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Purchases above INR 3000 can be converted into EMIs. Balance can be transferred from other Credit Card. An interest-free advance cash facility is also available. The card is globally accepted.

Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

फ़ायदे


  • 25x reward points on every Rs. 100 spent on utility bill payments..

  • 1+1 offer on movie tickets from BookMyShow. 

  • 4 complimentary visits to domestic airport lounges.

  • Milestone bonus of Zomato Pro/Amazon Prime voucher on annual spends above Rs. 2 lakh. Annual fee waiver on spending Rs. 3 lakh in a year. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • Here are the steps on how to apply for the RBL Bank + Bajaj Finance Platinum ShopGain Super Card: Go to the Bajaj Finserv website: https://www.bajajfinserv.in/rbl-bank-platinum-shopgain-supercard and click on the "Apply Now" button. 

  • Enter your mobile number and submit the OTP you receive. 

  • Check if you have a credit card offer. 

  • If you do, avail of the offer. 

  • Get a call from a Bajaj Finserv representative. 

  • The following documents will be required for the application: Photo ID proof (PAN card, driving license, voter ID card, passport) Address proof (Aadhaar card, utility bill, bank statement) Proof of income (salary slip, business registration certificate)

सम्पर्क करने का विवरण

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

खाता खोलने की प्रक्रिया और प्रक्रिया

​

​

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefit: Users will get 6,000 RP as welcome rewards on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

  • Reward System: Users will get 1 RBL reward point for spending INR 100. The value of 1 RBL reward point is  INR 0.25. General cashback rate is 0.25%. 25 reward points for every Rs. 100 spent on utility bill payments, up to 500 reward points per month. Effective cashback rate: 6.25%.

  • Milestone Benefits: -Zomato Pro voucher/Amazon Prime voucher on spends of Rs. 2 Lacs annually (exclude rental spends), 10,000 RP on spends of Rs. 3 Lacs & above, additional 10,000 RP on spends of Rs. 4 Lacs & above. 

  • Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee. 

  • Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. 

  • Cinematic Rewards: 1+1 on Bookmyshow (up to 200 per month) twice a month. 

  • 4 complimentary domestic lounge access (1 per quarter) 

  • Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. 

  • Users also enjoy a credit-free period of up to 50 days as an added benefit.

  • No international lounge access. 

  • Have to pay high joining fees. 

  • No welcome rewards will be given to first-year free cards.

The RBL Platinum ShopGain SuperCard is a compelling option for individuals who have high utility bill payments and spend significantly on groceries every month. The 25x reward rate on utilities can offset the annual fee and potentially offer high cashback equivalent. However, the high annual fee, limited redemption options, potential customer service concerns, and lower points on other categories are important drawbacks to consider.

Platinum ShopGain Super Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining fees: Rs 1499 & add-on cardholder 

  • Annual membership Fees: 1499 + GST (second year onwards) Spend Rs. 1,50,000 in a year and get waiver of Next year Annual Fee 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

ईंधन अधिशुक्ल

1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)

Billing Cycle

30 days

फीस एवं प्रभार
bottom of page