Platinum Shopsmart SuperCard
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get a gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Milestone Benefits
Cashback Rate
1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%.
5% cashback on all grocery spends up to Rs 250 per month.
Movie Benefits
A 1+1 Bookmyshow offer on movie tickets (up to Rs 200), on any 1 Day of the month (Any Day)
Dining Benefits
Other Benefits
The Bank + Bajaj Finance Platinum Shopsmart SuperCard is a credit card that offers a variety of benefits, including: Annual fee waiver on spending Rs. 50,000 in a year. Interest-free cash withdrawal for up to 50 days. Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee. Contactless payments. The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.; Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.; Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs 500).; Users can get cash instantly and pay back in instalments with Dial for Cash program.; Users can avail Split n Pay program and convert purchases of Rs 3,000 or above into Easy Monthly Instalments (EMIs).; Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
Lounge Access
Fees & Charges
Joining Fee
s: Rs 999 & add-on cardholder
Annual Fee
Annual membership Fees: 999 + GST (second year onwards) Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver of Next year Annual Fee Rs. 999
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
दोष
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
Welcome benefit: Users will get gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Reward System: 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
A 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
2 free visits in a year, at domestic lounges at all major airports in India.
Users can get cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard online or by visiting a Bajaj Finserv branch.
To apply online, follow these steps: Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum Shopsmart SuperCard.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your income.
Upload your PAN card and Aadhaar card images.
Submit your application.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: Users will get gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)
Reward System: 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.
Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
A 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day)
2 free visits in a year, at domestic lounges at all major airports in India.
Users can get cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs).
Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.
Have to pay a joining fee.
No welcome rewards will be given to First Year Free cards.
No internation lounge access facility.
No fuel surcharge waiver benefit avaialble.
Overall, the RBL Platinum ShopSmart SuperCard is a good option for people who spend a lot on groceries and who want to earn cashback on their purchases. However, it is important to note that there is an annual fee of Rs. 499, so you will need to make sure that you will be able to earn enough cashback to offset the cost of the fee.
Overall, the RBL Platinum ShopSmart SuperCard is a good option for people who spend a lot on groceries and who want to earn cashback on their purchases. However, it is important to note that there is an annual fee of Rs. 499, so you will need to make sure that you will be able to earn enough cashback to offset the cost of the fee.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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