Welcome benefit: Users will get gift voucher worth Rs. 500 on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards)

Reward System: 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%. 5% cashback on all grocery spends up to Rs 250 per month.

Users can convert up to the available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500). 

A 1+1 Bookmyshow offer on movie tickets (up to Rs. 200), on any 1 Day of the month (Any Day) 

2 free visits in a year, at domestic lounges at all major airports in India. 

Users can get cash instantly and pay back in instalments with Dial for Cash program. 

Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs). 

Xpress Cash. A unique feature that allows users to get an instant loan within their credit limit. Cash Advance program that fulfils the short-term cash requirements.