PNB EMT RuPay Platinum Credit Card
Rewards & Benefits
Welcome Benefits
The user will receive a welcome voucher worth the benefit of Rs. 3000. 300+ reward points on activation.
Milestone Benefits
Cashback Rate
1 reward point per Rs. 100 spent. 1RP= Rs. 0.25.
Effective cashback rate= 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get flat 10% off up to Rs 1,000 on domestic flight bookings.; Users will get flat 10% off up to Rs 5,000 on international flight bookings.; Users will get a flat 20% discount up to Rs 5,000 on domestic hotel bookings.; Users will get a flat 20% discount Up to Rs 10,000 on international hotel bookings.; Users will get flat Rs 125 off on bus bookings on a minimum order value of Rs 500.
Lounge Access
Fees & Charges
Joining Fee
INR 2000
Annual Fee
INR 2000
Cash Advance Fee
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest rate
2.95% per month, 35.89% annually.
Late Payment Fee
Late payment fee: Rs 200 to Rs. 750.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
दोष
Low cashback rate.
Welcome benefit: The user will receive a welcome voucher worth the benefit of Rs. 3000. 300+ reward points on activation.
Reward benefit: 1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%.
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Users will get complimentary domestic & international airport lounge access.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive yourPNB EMT RuPay Platinum Credit Cardat the address you provided in the application.
सम्पर्क करने का विवरण
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: The user will receive a welcome voucher worth the benefit of Rs. 3000. 300+ reward points on activation.
Reward benefit: 1 reward point per Rs. 100 spent. 1RP= Rs. 0.25. Effective cashback rate: 0.25%.
Users will get flat 10% off up to Rs. 1,000 on domestic flight bookings.
Users will get flat 10% off up to Rs. 5,000 on international flight bookings.
Users will get a flat 20% discount up to Rs.5,000 on domestic hotel bookings.
Users will get a flat 20% discount Up to Rs.10,000 on international hotel bookings.
Users will get flat Rs.125 off on bus bookings on a minimum order value of Rs.500.
Users will get complimentary domestic & international airport lounge access.
Low cashback rate.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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