PNB Rakshak Rupay Platinum Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
No domestic or international lounge access facility.
Welcome Benefit: 300+ reward points on 1st usage.
Reward System: Users can earn 1 reward point for every INR 100 spent. 1 RP= 0.50 paisa. Effective cashback rate = 0.5%.
The card comes with no joining fee, and no annual fee, if the card is used once in each quarter)
The card also offers exclusive cashback on utility bills, eateries and restaurants etc., and comprehensive insurance coverage 24/7 concierge services
Convenient mobile app "PNB GENIE"
Fuel surcharge benefits
पक्ष विपक्ष
Welcome Benefits
300+ reward points on 1st usage.
पुरस्कार प्रणाली
Users can earn 1 reward point for every INR 100 spent. 1 RP = 0.50 paisa. Effective cashback rate = 0.5%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
फ़ायदे
Customers can get 300 reward points on therir first transaction.
Accelerated reward points of 2x on retail merchandise.
Accident insurance cover of up to Rs. 2 lakhs.
Travel insurance cover of up to Rs. 2 lakhs.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Visit the PNB Cards website and click on the "Apply Online" button.
Select the PNB Rakshak RuPay Platinum Credit Card and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof.
Review and submit your application.
The required documents for applying for a PNB Rakshak RuPay Platinum Credit Card are: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Once your application is approved, you will receive your PNB Rakshak RuPay Platinum Credit Card within 7-10 business days.
सम्पर्क करने का विवरण
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
care[at]pnb[dot]co[dot]in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: 300+ reward points on 1st usage.
Reward System: Users can earn 1 reward point for every INR 100 spent. 1 RP= 0.50 paisa. Effective cashback rate = 0.5%.
The card comes with no joining fee, and no annual fee, if the card is used once in each quarter)
The card also offers exclusive cashback on utility bills, eateries and restaurants etc., and comprehensive insurance coverage 24/7 concierge services
Convenient mobile app "PNB GENIE"
Fuel surcharge benefits
No domestic or international lounge access facility.
The PNB Rakshak Rupay Platinum Card offers a variety of benefits and features that can be valuable for defence personnel. The high credit limit, fuel surcharge waiver, and interest-free cash withdrawal can be especially useful for this demographic. However, the limited reward program and high interest rate are drawbacks to consider.
PNB Rakshak Rupay Platinum Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
No joining fee
No annual fee ( if card is used once in each quarter)
Cash advance fee: 2% of the cash withdrawn or Rs.150
Interest Rates: 2.95 percent every month 35.89%.p.a.
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: NIL
ईंधन अधिशुक्ल
Billing Cycle
30 days