HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
No domestic or international lounge access facility.
Welcome Benefit: 300+ reward points on 1st usage.
Reward System: Users can earn 1 reward point for every INR 100 spent. 1 RP= 0.50 paisa. Effective cashback rate = 0.5%.
The card comes with no joining fee, and no annual fee, if the card is used once in each quarter)
The card also offers exclusive cashback on utility bills, eateries and restaurants etc., and comprehensive insurance coverage 24/7 concierge services
Convenient mobile app "PNB GENIE"
Fuel surcharge benefits
पक्ष विपक्ष
Welcome Benefits
300+ reward points on 1st usage.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: 300+ reward points on 1st usage.
Reward System: Users can earn 1 reward point for every INR 100 spent. 1 RP= 0.50 paisa. Effective cashback rate = 0.5%.
The card comes with no joining fee, and no annual fee, if the card is used once in each quarter)
The card also offers exclusive cashback on utility bills, eateries and restaurants etc., and comprehensive insurance coverage 24/7 concierge services
Convenient mobile app "PNB GENIE"
Fuel surcharge benefits
No domestic or international lounge access facility.
The PNB Rakshak Rupay Platinum Card offers a variety of benefits and features that can be valuable for defence personnel. The high credit limit, fuel surcharge waiver, and interest-free cash withdrawal can be especially useful for this demographic. However, the limited reward program and high interest rate are drawbacks to consider.
The PNB Rakshak Rupay Platinum Card offers a variety of benefits and features that can be valuable for defence personnel. The high credit limit, fuel surcharge waiver, and interest-free cash withdrawal can be especially useful for this demographic. However, the limited reward program and high interest rate are drawbacks to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
No joining fee
No annual fee ( if card is used once in each quarter)
Cash advance fee: 2% of the cash withdrawn or Rs.150
Interest Rates: 2.95 percent every month 35.89%.p.a.
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: NIL
ईंधन अधिशुक्ल
Billing Cycle
30 days