Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
Cashback Rate
Value of 1 RP = 0.5 paisa.
Users will earn 2.5 reward points for every ₹100 on e-commerce transactions. Effective cashback rate: 1.25%.
Movie Benefits
Other Benefits:Buy one movie ticket and get the second one free on BookMyShow every month for up to ₹ 200.
Dining Benefits
Other Benefits
Credit card can be linked to UPI.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Joining and Annual Fees: NIL .
Cash Advance Fee
2.5% of the advance amount subject to a minimum of INR 300.
Interest rate
3.83% per month, 46% annually.
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up: 3.5%.
Other Fees
Cash Advance Charges: 2.5% of the advance amount subject to a minimum of INR 300. | Rewards Redemption Fee: INR 100.
दोष
Limited acceptance.
Uncertain reward point validity.
Reward System: Earn 2.5 reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective cashback rate: 1.25%.
Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month for up to ₹ 200.
Credit card can be linked to UPI.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: You must be at least 18 years old to apply.
Citizenship: You should be a resident Indian citizen.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit a Branch of IndusInd Bank: This is the confirmed method for applying for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
Locate a Branch: Use the branch locator on the IndusInd Bank website: https://www.indusind.com/in/en/personal/locate-us.html
Documents Required: Carry the following documents:Proof of Identity (Aadhaar card, PAN card)
Proof of Address (utility bill, bank statement)
Income proof (salary slips for salaried individuals, income tax returns for self-employed)
Meet a Bank Representative: Inform them that you'd like to apply for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
Application Form: The representative will provide you with a physical application form. Fill it out with your details and income information.
Submit the Documents and Application: Once you've completed the form, submit it along with your documents.
Processing Time: The bank will review your application and get in touch with you regarding the approval status.
सम्पर्क करने का विवरण
18602677777
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Earn 2.5 reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective cashback rate: 1.25%.
Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month for up to ₹ 200.
Credit card can be linked to UPI.
Limited acceptance.
Uncertain reward point validity.
The Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card might be a reasonable option if you're looking for a basic, no-frills credit card with a lifetime fee waiver and you make frequent online transactions or use UPI payments. However, it offers very low reward rates and limited features.
The Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card might be a reasonable option if you're looking for a basic, no-frills credit card with a lifetime fee waiver and you make frequent online transactions or use UPI payments. However, it offers very low reward rates and limited features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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