RBL Bank DMI Finance Visa Credit Card
Rewards & Benefits
Welcome Benefits
The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
Milestone Benefits
Cashback Rate
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Interest rate
3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Foreign Currency Transactions Fee
Other Fees
दोष
Capping on cashback rates.
No airport lounge access.
Welcome benefit: The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
Reward benefit: The cardholder is eligible for 1 reward point for every in-store transaction worth INR 100, a cashback rate of 0.25%. The cardholder can avail 2 reward points for every online transaction worth INR 100, cashback rate of 0.50%. Users can earn up to 500 rewards points in a month.
Milestone benefit: The cardholder will get 2000 reward points on quarterly spending of INR 50,000, an Amazon voucher worth INR 500 on an annual spend of INR 2,00,000, and an additional Swiggy voucher worth INR 200 on an annual spend of INR 3,00,000.
Users can avail of a discount on movie tickets of "Buy One Get One" movie ticket of up to INR 200 on achieving spending of INR 5000 in a month.
पक्ष विपक्ष
Welcome Benefits
The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Decent welcome benefits.
Eligibility Criteria
Citizenship: Resident of India.
Age: Between 21 and 60 years old.
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the RBL Bank DMI Finance Visa Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank DMI Finance Visa Credit Card" from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
Reward benefit: The cardholder is eligible for 1 reward point for every in-store transaction worth INR 100, a cashback rate of 0.25%. The cardholder can avail 2 reward points for every online transaction worth INR 100, cashback rate of 0.50%. Users can earn up to 500 rewards points in a month.
Milestone benefit: The cardholder will get 2000 reward points on quarterly spending of INR 50,000, an Amazon voucher worth INR 500 on an annual spend of INR 2,00,000, and an additional Swiggy voucher worth INR 200 on an annual spend of INR 3,00,000.
Users can avail of a discount on movie tickets of "Buy One Get One" movie ticket of up to INR 200 on achieving spending of INR 5000 in a month.
Capping on cashback rates.
No airport lounge access.
The card offers low cashback rate and has limited value add features.
The card offers low cashback rate and has limited value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Annual Fees: Rs 499.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment fees: INR 5 to 1300
Reward Redemption Fees: INR 99.
ईंधन अधिशुक्ल
1%, waived upto INR 100 per month, on transactions between INR 500 to 4,000.
Billing Cycle
17 to 50 days