RBL Bank iGlobe Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
RBL Bank iGlobe Credit Card
Bank Name :
RBL Bank
प्रकार
Travel Credit Card
ब्याज दर
3.99% per month or 47.88% per annum.
पात्रता
NRE Customer Requirement: This credit card is exclusively for Non-Resident External (NRE) account holders. This means you must be an Indian citizen residing abroad and have an NRE savings account with RBL Bank.
Unobtainable Minimum Income Criteria: There's no clear minimum income advertised for the iGlobe Credit Card. RBL Bank typically requires an annual income between Rs. 1 lakh and Rs. 3 lakh for their credit cards, but this doesn't apply to the iGlobe card.
पेशेवरों
Welcome Benefit: Cardholders get a MakeMyTrip voucher worth INR 3,000 as a welcome gift.
Reward System: Customers can earn 5 reward points for every INR 100 spent on domestic purchases, and 10 reward points for every INR 100 spent on international spends. 1 RP =0.25 paise. Domestic cashback rate: 1.25%, and International cashback rate: 2.5%.
Milestone Benefit: Users can make purchases of INR 5 lakhs in a year and get 10,000 reward points. Additional 10,000 bonus reward points on crossing INR 8 lakhs of annual spends on the card.
Travel Benefits: 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India, and 6 complimentary visits every calendar year at international lounges at all major airports, using your Priority Pass.
दोष
Low reward rates.
Limited acceptance.
पक्ष विपक्ष
Welcome Benefits
Cardholders get a MakeMyTrip voucher worth INR 3,000 as a welcome gift.
पुरस्कार प्रणाली
Earn 5 reward points for every INR 100 spent on domestic purchases, and
10 reward points for every INR 100 spent on international spends.
1 RP =0.25paise.
Domestic cashback rate: 1.25%, and
International cashback rate: 2.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
1.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
1.5% markup on foreign currency transactions.
Eligibility Criteria
NRE Customer Requirement: This credit card is exclusively for Non-Resident External (NRE) account holders. This means you must be an Indian citizen residing abroad and have an NRE savings account with RBL Bank.
Unobtainable Minimum Income Criteria: There's no clear minimum income advertised for the iGlobe Credit Card. RBL Bank typically requires an annual income between Rs. 1 lakh and Rs. 3 lakh for their credit cards, but this doesn't apply to the iGlobe card.
फ़ायदे
Welcome offers.
Travel benefits.
Low foreign currency mark-up fees.
Travel benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit an RBL Bank Branch: This might be the most straightforward option. You can visit your nearest RBL Bank branch and inquire about the iGlobe Credit Card. The branch staff will guide you through the application process, which likely involves filling out a physical form and submitting KYC documents.
Check Partner Platforms: The iGlobe Credit Card might be offered through partner platforms like Bajaj Finserv. On the Bajaj Finserv website, you can enter your mobile number to see if you have any pre-approved offers for the iGlobe card [bajajfinserv.in]. If you see an offer, you can proceed with the application through Bajaj Finserv.
सम्पर्क करने का विवरण
022 6232 7777
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Cardholders get a MakeMyTrip voucher worth INR 3,000 as a welcome gift.
Reward System: Customers can earn 5 reward points for every INR 100 spent on domestic purchases, and 10 reward points for every INR 100 spent on international spends. 1 RP =0.25 paise. Domestic cashback rate: 1.25%, and International cashback rate: 2.5%.
Milestone Benefit: Users can make purchases of INR 5 lakhs in a year and get 10,000 reward points. Additional 10,000 bonus reward points on crossing INR 8 lakhs of annual spends on the card.
Travel Benefits: 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India, and 6 complimentary visits every calendar year at international lounges at all major airports, using your Priority Pass.
Low reward rates.
Limited acceptance.
The card offers a below-par cashback rate. However, it offers decent milestone benefits, and travel benefits.
RBL Bank iGlobe Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual membership fees: INR 3,000.
Cash Advance Charges: 2.5% of the cash amount (min Rs. 500).
Interest Rate: 3.99% per month or 47.88% per annum.
Late payment fee charged depending on the customer’s total outstanding amount ranges from Rs. 5 - 1300.
Foreign Currency Mark-up fees: Up to 1.5%.
Reward Redemption Fees: Rs. 99 +GST.
ईंधन अधिशुक्ल
1% surcharge on fuel transaction value or Rs.10/- whichever is higher(dependent on merchant bank).
Billing Cycle
30 Days