HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
Lower credit limit compared to other cards.
Low reward rate.
No travel benefits are provided.
Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card.
Reward System: Users will earn 1 reward point for every INR 100 spent on all their purchases at merchant outlets, and 2 reward points for every INR 100 spent on all their online purchases. 1 RP = 0.25 paise. General cashback rate: 0.25%, Online cashback rate: 0.5%.
Milestone Benefit: Users will get an INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year.
Other Benefits: 20% cashback on all Zomato orders up to INR 200 in a month. 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Up to 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card.
Reward System: Users will earn 1 reward point for every INR 100 spent on all their purchases at merchant outlets, and 2 reward points for every INR 100 spent on all their online purchases. 1 RP = 0.25 paise. General cashback rate: 0.25%, Online cashback rate: 0.5%.
Milestone Benefit: Users will get an INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year.
Other Benefits: 20% cashback on all Zomato orders up to INR 200 in a month. 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows.
Lower credit limit compared to other cards.
Low reward rate.
No travel benefits are provided.
The card has limited value add features and a very low cashback rate. Overall it is a below par card.
The card has limited value add features and a very low cashback rate. Overall it is a below par card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Membership Fee of INR 499/-. The membership fee for the second year is INR 499/-but can be waived on spends of INR 2 lacs in the previous year.
Cash Advance Charges: 2.5% of the cash amount (min Rs. 500).
Interest Rate: 3.99% per month or 47.88% per annum.
Late payment fee charged depending on the customer’s total outstanding amount ranges from Rs. 5 - 1300.
Foreign Currency Mark-up fees: Up to 3.5%.
Reward Redemption Fees: Rs. 99 +GST.
ईंधन अधिशुक्ल
1% surcharge on fuel transaction value or Rs.10/- whichever is higher(dependent on merchant bank).
Billing Cycle
30 Days