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RBL Bank MoneyTap Credit Card

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उत्पाद विवरण
क्रेडिट कार्ड का नाम

RBL Bank MoneyTap Credit Card

Bank Name :

RBL Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.99% per month or 47.88% per annum.

पात्रता

Minimum income: Rs. 20,000 per month (for both salaried and self-employed applicants).
Age: Between 23 and 55 years old.
Resident: Indian

RBL Bank MoneyTap Credit Card
पेशेवरों

  • Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card. 

  • Reward System: Users will earn 1 reward point for every INR 100 spent on all their purchases at merchant outlets, and 2 reward points for every INR 100 spent on all their online purchases. 1 RP = 0.25 paise. General cashback rate: 0.25%, Online cashback rate: 0.5%. 

  • Milestone Benefit: Users will get an INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year. 

  • Other Benefits: 20% cashback on all Zomato orders. 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows. 

दोष

  • Lower credit limit compared to other cards.

  • Low reward rate.

  • No travel benefits are provided.

पक्ष विपक्ष
Welcome Benefits

  • Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card. 

पुरस्कार प्रणाली

  • Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlets, and 

  • 2 reward points for every INR 100 spent on all your online purchases. 

  • 1 RP = 0.25 paise. 

  • General CB Rate: 0.25%, Online CB Rate: 0.5%. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

Up to 3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

20% cashback on all Zomato orders. 

Eligibility Criteria

Minimum income: Rs. 20,000 per month (for both salaried and self-employed applicants).
Age: Between 23 and 55 years old.
Resident: Indian

फ़ायदे

  • Welcome benefit.

  • Zomato discounts.

  • Movie ticket offers. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  1. Download the MoneyTap App: The first step involves downloading the MoneyTap app on your phone.

  2. Pre-qualification Check:  Once you have the app, you can fill out some basic details like your age, city, PAN number and income. Based on this information, the app will tell you if you're pre-approved for a credit line.

  3. KYC Documentation: If you're pre-approved, the next step involves submitting KYC documents for verification. This might involve a visit from a bank representative to collect the documents.

  4. Approval and Issuance: Once your KYC is complete and approved, the credit line will be finalized and your MoneyTap Credit Card will be issued. You'll receive communication with tracking details once the card is dispatched.

सम्पर्क करने का विवरण

022 6115 6300

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Cardholders can earn 2,000 reward points on the first swipe/activation of the card. 

  • Reward System: Users will earn 1 reward point for every INR 100 spent on all their purchases at merchant outlets, and 2 reward points for every INR 100 spent on all their online purchases. 1 RP = 0.25 paise. General cashback rate: 0.25%, Online cashback rate: 0.5%. 

  • Milestone Benefit: Users will get an INR 1,000 Amazon voucher on crossing spends of INR 2.5 Lacs in the year. 

  • Other Benefits: 20% cashback on all Zomato orders. 1+1 free movie ticket every month up to INR 200/- at BookMyShow for Saturday & Sunday shows. 

  • Lower credit limit compared to other cards.

  • Low reward rate.

  • No travel benefits are provided.

The card has limited value add features and a very low cashback rate. Overall it is a below par card.

RBL Bank MoneyTap Credit Card Review

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Annual Membership Fee of INR 499/-. The membership fee for the second year is INR 499/-but can be waived on spends of INR 2 lacs in the previous year.

  • Cash Advance Charges: 2.5% of the cash amount (min Rs. 500).

  • Interest Rate: 3.99% per month or 47.88% per annum.

  • Late payment fee charged depending on the customer’s total outstanding amount ranges from Rs. 5 - 1300. 

  • Foreign Currency Mark-up fees: Up to 3.5%.

  • Reward Redemption Fees: Rs. 99 +GST.

ईंधन अधिशुक्ल

1% surcharge on fuel transaction value or Rs.10/- whichever is higher(dependent on merchant bank).

Billing Cycle

30 Days

फीस एवं प्रभार
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