RBL Bank Paisabazaar Duet Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
3.40%p.m. 40.80%p.a.
पात्रता
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
पेशेवरों
Lifetime free card.
Reward System: 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
Other Benefits; Easy Money transfer facility available.
दोष
Cashback is not offered on EMI transactions, wallet loading, fuel purchase and rent payment.
Reward redemption fee is charged upon existing customers.
No welcome benefit.
No lounge visit facilities.
No fuel surcharge waiver option available.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Cashback on all credit card spending.
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
फ़ायदे
It offers several benefits, including 1% cashback on all online and POS transactions: Users will earn 1% cashback on all your spending, with no maximum limit.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Lifetime free card.
Reward System: 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).
Other Benefits; Easy Money transfer facility available.
Cashback is not offered on EMI transactions, wallet loading, fuel purchase and rent payment.
Reward redemption fee is charged upon existing customers.
No welcome benefit.
No lounge visit facilities.
No fuel surcharge waiver option available.
The RBL Bank Paisabazaar Duet Card is a good option for individuals who want a combination of credit card and credit line features, with cashback on all spends and the flexibility to transfer funds. However, the lower cashback rate, limited redemption options, and potential customer service concerns are important to consider. If you're a frequent spender on dining and travel, the Duet Plus Card might be worth the annual fee for the higher cashback rate in those categories. Ultimately, the decision depends on your individual spending habits and priorities.
RBL Bank Paisabazaar Duet Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Lifetime free card.
Joining fees: Nil for primary card & add-on cardholder
Annual membership Fees: NIL
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 - 12.5% of total due amount (Max Rs. 1300/-)
Interest Charges: 2.5% to 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99 only for existing customers.
EMI Processing fees : Rs 199 + GST
ईंधन अधिशुक्ल
1% surcharge on fuel transaction value or Rs.10, whichever is higher.
Billing Cycle
30 days