RBL Bank Patanjali Swarn RuPay Card
Rewards & Benefits
Welcome Benefits
Users will earn 6,000 reward points on spending Rs. 1000 or more within 30 days of card issuance.
Milestone Benefits
Cashback Rate
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Foreign Currency Transactions Fee
Other Fees
दोष
The card does not offer any complimentary airport lounge access/travel benefits/entertainment benefits. You have to meet the spending criteria to avail lounge services.
Welcome benefits: Users will earn 6,000 reward points on spending Rs. 1000 or more within 30 days of card issuance.
Reward System: Users will earn 1 reward point for every Rs. 100 spent on online and offline stores. The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.25%. Users will get 10% cashback at Patanjaliconline and offline stores on transactions of INR 500 or more, maximum monthly cashback can be up to Rs. 750.
Milestone benefits: Users will get INR 1500 Patanjali voucher on annual spending of INR 3 lakhs and 4 nights/5 days stay at Patanjali wellness center on annual spending of INR 5 lakhs.
Users will get 4 complimentary access per annum to select airport lounges in India. You need to spend Rs. 50,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.
Users can avail 1+1 offer up to Rs.200 on movie tickets at Bookmyshow on weekends/ once per month.
Users can link their credit card to UPI and make payments but only on RuPay versions of the credit card.
पक्ष विपक्ष
Welcome Benefits
Users will earn 6,000 reward points on spending Rs. 1000 or more within 30 days of card issuance.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
10% cashback at Patanjali stores.
Eligibility Criteria
Citizenship: Resident of India.
Age: Between 21 and 60 years old (though some sources say 18+).
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the RBL Bank Patanjali Swarn Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank Patanjali Swarn Card" from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome benefits: Users will earn 6,000 reward points on spending Rs. 1000 or more within 30 days of card issuance.
Reward System: Users will earn 1 reward point for every Rs. 100 spent on online and offline stores. The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.25%. Users will get 10% cashback at Patanjaliconline and offline stores on transactions of INR 500 or more, maximum monthly cashback can be up to Rs. 750.
Milestone benefits: Users will get INR 1500 Patanjali voucher on annual spending of INR 3 lakhs and 4 nights/5 days stay at Patanjali wellness center on annual spending of INR 5 lakhs.
Users will get 4 complimentary access per annum to select airport lounges in India. You need to spend Rs. 50,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.
Users can avail 1+1 offer up to Rs.200 on movie tickets at Bookmyshow on weekends/ once per month.
Users can link their credit card to UPI and make payments but only on RuPay versions of the credit card.
The card does not offer any complimentary airport lounge access/travel benefits/entertainment benefits. You have to meet the spending criteria to avail lounge services.
The card comes with decent value add features. However, the card offers low cashback rate.
The card comes with decent value add features. However, the card offers low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/annual Fees: Rs 1,499.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Mark up: 3.5%.
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
Reward Redemption fees: INR 99.
Rental fees: 1% fees on all rental transaction.
Over Limit Penalty: INR 600.
EMI Processing fees : INR 199 + GST
ईंधन अधिशुक्ल
1%, waived upto INR 200 per month, on transactions between INR 500 to 4,000.
Billing Cycle
3.99% p.m (upto 47.88% p.a).