RBL Bank Shoprite Credit Card
Rewards & Benefits
Welcome Benefits
The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
Milestone Benefits
Cashback Rate
The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.
Movie Benefits
Users will get a 10% discount (up to Rs 100) on movie tickets on BookMyShow 15 times a calendar year.
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Rs. 500
Annual Fee
Rs 500. | 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more.
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
3.99% p.m (upto 47.88% p.a).
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500).
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign Mark up: 3.5%. | Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. | Reward Redemption fees: INR 99. | Rental fees: 1% fees on all rental transaction. | Over Limit Penalty: INR 600. | EMI Processing fees : INR 199 + GST
दोष
Low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
Reward System: The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.
Users will get a 10% discount (up to INR 100) on movie tickets on BookMyShow 15 times a calendar year.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the RBL Bank Shoprite Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Shoprite Credit Card" from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefits: The Cardholder will get 2000 reward points on making a valid retail transaction within 30 days from the date of the card being issued, and by paying the joining fees as reflected in the first statement.
Reward System: The value of 1 reward point = INR 0.25. Users will get 1 reward point for every Rs.100 spent on all purchases except fuel and 20 reward points for every Rs.100 when using the card for in-store grocery shopping, effective in-store grocery shopping cashback rate: 5%. General cashback rate: 0.25%.
Users will get a 10% discount (up to INR 100) on movie tickets on BookMyShow 15 times a calendar year.
Low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
RBL Bank Shoprite Credit Card is a great credit card for students and freshers because of the cashback it offers. However, since the cashback is capped it may not be of much use for high earners.
RBL Bank Shoprite Credit Card is a great credit card for students and freshers because of the cashback it offers. However, since the cashback is capped it may not be of much use for high earners.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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