Reliance SBI Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Reliance SBI Card
Bank Name :
State Bank Of India
प्रकार
Rewards Credit Card
ब्याज दर
3.50% per month (42% per annum) from the transaction date.
पात्रता
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
पेशेवरों
Welcome Benefit: Users will get a Reliance Retail voucher worth INR 500 as a welcome benefit.
Reward System: Users will be awarded 5 points on spending every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. Effective dining/entertainment cashback rate: 1.25%. 1 point on all other retail spends. Effective general cashback rate: 0.25%.
The transaction is offered at participating Reliance Retail stores.
Milestone Benefit: Waiver of renewal fees on an annual spend of INR 1 Lakhs in the previous year. INR 500/- worth Reliance Retail voucher on annual spends of INR 25,000/- at participating Reliance Retail stores.
दोष
Low cashback rate.
Limited value add benefits.
No free airport lounge visits.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
Reliance Retail voucher worth INR 500 as a welcome benefit.
पुरस्कार प्रणाली
Users will be awarded 5 points on spending every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. Effective dining/entertainment cashback rate: 1.25%. 1 point on all other retail spends. Effective general cashback rate: 0.25%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
5 points on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
फ़ायदे
Cashback on Reliance Retail stores.
You get special offers from Reliance Retail stores.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are 2 major ways to apply for Reliance SBI Card:
Visit the SBI Card website.
Go to the Reliance SBI Card page: Go to the "Personal" section and find the "Shopping" section.
Click "Apply Now" button.
Fill out the application form: Provide your personal details, PAN, Aadhaar and other required information.
Review and submit: Carefully review the application form and accept the terms and conditions before submitting your application.
Await decision: After submission, you'll receive an instant preliminary decision based on the information provided.
Offline:
Visit any SBI branch: Find a nearby SBI branch and express your interest in the Reliance SBI Card.
Fill out a application form: A bank representative will help you with filling the form and provide necessary guidance.
Submit the form and documents: Provide all required documents such as PAN, Aadhaar, and income proof along with your application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a Reliance Retail voucher worth INR 500 as a welcome benefit.
Reward System: Users will be awarded 5 points on spending every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. Effective dining/entertainment cashback rate: 1.25%. 1 point on all other retail spends. Effective general cashback rate: 0.25%.
The transaction is offered at participating Reliance Retail stores.
Milestone Benefit: Waiver of renewal fees on an annual spend of INR 1 Lakhs in the previous year. INR 500/- worth Reliance Retail voucher on annual spends of INR 25,000/- at participating Reliance Retail stores.
Low cashback rate.
Limited value add benefits.
No free airport lounge visits.
No free movie tickets.
The USP of the card is 1.25% off on Reliance Retail stores. The card has limited value add benefits. This card is suited only for frequent customers of Reliance Retail Stores.
Reliance SBI Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR. 499 + Taxes
Renewal Fee (per annum): INR 499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 100 per statement cycle, per credit card account.
Billing Cycle
30 Days.