SBI Card Elite
Rewards & Benefits
Welcome Benefits
Welcome Benefit: e- Gift Voucher worth Rs. 5,000 which can be redeemed for various brands like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop.
Milestone Benefits
Milestone Benefit: Customers can enjoy complimentary Trident Privilege Red Tier membership which offers 10% instant savings on bookings through the hotel website, and 10 points for every Rs 100 spent (excluding taxes) during your stay at participating hotels. Customers can also earn up to 50,000 bonus reward points worth Rs 12,500 per year, and 10,000 bonus reward points on achieving annual spending of Rs Rs 3 Lakhs and Rs 4 Lakhs.
Cashback Rate
Users will get 5X reward points on dining, departmental stores and grocery spending.
Value of 1 reward point = INR 0.25. Effective cashback rate: 2.5%.
2 reward points per INR 100, on all other spends. Effective cashback rate: 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Other Benefits: Customers can also avail a Club Vistara Silver membership, and up to 15% discount on the best available room rates and up to 15% discount on F&B at Lalit Hotels.
Lounge Access
Fees & Charges
Joining Fee
Rs. 4,499 + Taxes
Annual Fee
Rs. 4,499 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): Rs. 4,499 + Taxes from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000. | Reward Redemption Fees: INR 99/- per redemption.
दोष
Low cashback rate.
Welcome Benefit: Users will get e- gift voucher worth Rs. 5,000 which can be redeemed for various brands like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop.
Reward System: Users will get 5X reward points on dining, departmental stores and grocery spending. Value of 1 reward point = INR 0.25. Effective cashback rate: 2.5% 2 reward points per INR 100, on all other spends. Effective cashback rate: 0.5%.
Milestone Benefit: Customers can enjoy complimentary Trident Privilege Red Tier membership which offers 10% instant savings on bookings through the hotel website, and 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels. Customers can also earn up to 50,000 bonus reward points worth Rs. 12,500 per year, and 10,000 bonus reward points on achieving annual spending of Rs. 3 lakhs and 4 lakhs.
Other Benefits: Customers can also avail a Club Vistara Silver membership, and up to 15% discount on the best available room rates and up to 15% discount on F&B at Lalit Hotels.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
The SBI Card ELITE is a high-end credit card that comes with a lot of perks and rewards. If you want to apply for this card, you must meet the following requirements:
You need to be at least 21 years old.
You should have a steady way to make money.
Your credit score should be good.
You can apply for the SBI Card ELITE in person or online if you meet these conditions. You will also have to show proof of who you are, where you live, how much money you make, and your PAN card.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to SBI Card website.
Next to the SBI Prime Credit Card, click the "Apply Now" button.
Fill out the online application form with information about yourself, your pay, and where you work.
Upload the needed files, like your PAN card, proof of address, and proof of income.
Send in the form of application.
What paperwork is needed:
PAN card
Proof of address (like an Aadhaar card, driver's licence, voter ID card, etc.)
Proof of income (most recent pay stubs, Form 16, copy of tax return, etc.)
Passport size photographs.
SBI will handle your application within 7–10 business days after you send it in. The result will be sent to you by email or text message.
Here are some more tips on how to apply for the SBI Prime Credit Card:
Before you apply, make sure you meet the requirements. You must be at least 18 years old and have a steady way to make money.
Check your credit score ahead of time. If you have good credit, your chances of getting approved will go up.
Before you apply for the card, make sure you read the terms and conditions first.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get e- gift voucher worth Rs. 5,000 which can be redeemed for various brands like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop.
Reward System: Users will get 5X reward points on dining, departmental stores and grocery spending. Value of 1 reward point = INR 0.25. Effective cashback rate: 2.5% 2 reward points per INR 100, on all other spends. Effective cashback rate: 0.5%.
Milestone Benefit: Customers can enjoy complimentary Trident Privilege Red Tier membership which offers 10% instant savings on bookings through the hotel website, and 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels. Customers can also earn up to 50,000 bonus reward points worth Rs. 12,500 per year, and 10,000 bonus reward points on achieving annual spending of Rs. 3 lakhs and 4 lakhs.
Other Benefits: Customers can also avail a Club Vistara Silver membership, and up to 15% discount on the best available room rates and up to 15% discount on F&B at Lalit Hotels.
Low cashback rate.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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