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SBI Cashback Card

SBI Cashback Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • No free movie tickets. 

  • No free airport lounge visits.

  • Reward System: 5% cashback on online spending without any kind of merchant restriction. (maximum cashback of INR 5,000 per month).

  • 1% cashback on all offline spends.

  • Reversal of renewal fee on minimum annual spends of INR 2 Lakhs.


पक्ष विपक्ष
Welcome Benefits

None.

पुरस्कार प्रणाली
  • 5% cashback on online spending without any kind of merchant restriction.

  • 1% cashback on all offline spends.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

5% cashback on online spends without any kind of merchant restriction (maximum cashback of INR 5,000 per month).

Eligibility Criteria

Eligibility:

Age: 21 years to 65 years.
Occupation: Salaried or self-employed with a s stable source of income.
Credit Score: Good credit history is generally preferred.

Documents required:
Proof of identity (PAN card, Aadhaar card, etc.).
Proof of address (driving license, passport, voter ID card, utility bills, etc.).
Proof of income (latest salary slips or ITRs).

फ़ायदे

One of the best credit card for online shopping as there is no merchant restriction and a very high cashback rate: 5%.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

You can apply for the SBI Cashback Credit Card in a 3 major ways:


1. Online:

  • This is the quick and easy method.

  • Visit the SBI Card website.

  • Choose the "Credit Cards" tab and go to the SBI Cashback Credit Card.

  • Click on "Apply Now" button and fill out the application form with all your details.

  • Upload the requisite documents, such as identity proof, proof of address, and proof of income.

  • Submit the application form.

2. Offline:

  • This method requires visiting a physical SBI branch.

  • Ask for the SBI Cashback Card application form.

  • Fill out the form with all of the required details.

  • Attach the requsite docuements.

  • Submit the application form to the bank representative.

3. By Phone:

  • Contact the SBI Card customer care helpline at 1860-180-1290 or 3902-0202.

  • Request for an SBI Cashback Credit Card application form.

  • The bank will send you the form by courier.

  • Fill out the form with your details.

  • Attach the required documents.

  • Send the completed application form back to the bank.

सम्पर्क करने का विवरण

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: 5% cashback on online spending without any kind of merchant restriction. (maximum cashback of INR 5,000 per month).

  • 1% cashback on all offline spends.

  • Reversal of renewal fee on minimum annual spends of INR 2 Lakhs.


  • No free movie tickets. 

  • No free airport lounge visits.

The USP of the card is 5% cashback on all online spends without any kind of merchant restriction. (maximum cashback of INR 5,000 per month). The cards is a no frill card it does not offer any value add benefits.

SBI Cashback Card Review

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Annual Fee (one time): INR 999 + Taxes

  • Renewal Fee (per annum): INR 999 + Taxes from second year onwards. 

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

ईंधन अधिशुक्ल

1% fuel surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum surcharge waiver of Rs.250 per statement cycle, per credit card account.

Billing Cycle

30 Days.

फीस एवं प्रभार
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