SBI Titan Credit Card
Rewards & Benefits
Welcome Benefits
Welcome gift Voucher worth INR 3,000 from payment of an annual fee.
Milestone Benefits
Milestone Benefits: Reversal of annual fee on spending of Rs Rs 3 Lakhs in a year.
Cashback Rate
Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spending.
5% cashback on Mia, Caratlane & Zoya each quarter.
7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata.
6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 2,999 + Taxes
Annual Fee
INR 2,999 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.5
Other Fees
Renewal Fee (per annum): INR 2,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
दोष
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
Welcome Benefit: Welcome gift voucher worth INR 3,000 from payment of an annual fee.
Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.
Reward System: Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spends. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
8 free lounge visits, 2 per quarter.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are three major ways to apply for the SBI Titan Credit Card:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to SBI Titan Credit Card.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a SBI branch.
Ask for the SBI Titan Credit Card application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for SBI Titan Credit Card application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Welcome gift voucher worth INR 3,000 from payment of an annual fee.
Milestone Benefits: Reversal of annual fee on spending of INR 3 lakhs in a year.
Reward System: Users will get 3% cashback in the form of gift vouchers via Tanishq on quarterly spends. 5% cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward points on all other spends, 1 reward point = INR 0.25. General cashback rate: 1.5%.
8 free lounge visits, 2 per quarter.
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
Although the card offers lounge benefits, milestone benefits, welcome benefits and 7.5% cashback on certain Titan stores, it is still a card suited best for those individual who shop at Titan at a very regular basis. Its biggest con is it low general cashback rate 1.5%.
Although the card offers lounge benefits, milestone benefits, welcome benefits and 7.5% cashback on certain Titan stores, it is still a card suited best for those individual who shop at Titan at a very regular basis. Its biggest con is it low general cashback rate 1.5%.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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