SBM Kredit.Pe Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 2% cashback on UPI and 3% on offline payments.
Movie Benefits
Dining Benefits
Other Benefits
No credit history is required to avail this credit card.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn or Rs 100 whichever is higher.
Interest rate
3.5% per month, 4.2% per annum.
Late Payment Fee
Late payment charges: 5% of the outstanding amount, maximum INR 1000
Foreign Currency Transactions Fee
Foreign currency markup fee: 3.50%
Other Fees
Fuel surcharge: 1%.
दोष
No welcome benefits.
No lounge access.
Reward System: Users will get 2% cashback on UPI and 3% on offline payments.
No credit history is required to avail this credit card.
No capping on cashback.
Cashback can be redeemed on certain brands with additional discounts.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
For availing the SBM Bank Kredit.Pe Credit Card, users shall be required to create and maintain a fixed deposit of minimum Rupees Two Thousand only (₹2,000) with the Bank through the mobile app
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here's how to apply:
Download the Kredit.Pe App: The Kredit.Pe app is available on both Android and iOS devices.
Open a Fixed Deposit (FD): Start by creating an FD with SBM Bank through the Kredit.Pe app. The minimum FD amount to qualify for the credit card can be as low as Rs. 2,000.
Apply for the Credit Card: Within the Kredit.Pe app, you should find an option to apply for the SBM Kredit.Pe Credit Card.
Complete Video KYC: You'll likely undergo a video-based KYC (Know Your Customer) process to verify your identity.
सम्पर्क करने का विवरण
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 2% cashback on UPI and 3% on offline payments.
No credit history is required to avail this credit card.
No capping on cashback.
Cashback can be redeemed on certain brands with additional discounts.
No welcome benefits.
No lounge access.
The card offers a great cashback rate of 2% on UPI. The card also offers a 3% cashback on offline transactions. The cashback are uncapped. Otherwise the card offers limited value add benefits.
The card offers a great cashback rate of 2% on UPI. The card also offers a 3% cashback on offline transactions. The cashback are uncapped. Otherwise the card offers limited value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.