HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
No welcome benefits.
Low general cashback rate.
Reward System: Users will earn 1 reward point for every Rs. 100 spent, which is worth Rs. 0.25. General cashback rate: 0.25%. A minimum of 400 reward points are required for redemption. E-wallet loading, Rent payment, Fuel payment, Utility payment, Insurance premium & related payments, Cash advance, and EMI payments will not be eligible for reward points.
The platform provider (Rupay) regularly offers and discounts on this credit card.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will earn 1 reward point for every Rs. 100 spent, which is worth Rs. 0.25. General cashback rate: 0.25%. A minimum of 400 reward points are required for redemption. E-wallet loading, Rent payment, Fuel payment, Utility payment, Insurance premium & related payments, Cash advance, and EMI payments will not be eligible for reward points.
The platform provider (Rupay) regularly offers and discounts on this credit card.
No welcome benefits.
Low general cashback rate.
The card provides very limited features. Its USP is that the card can be availed by even students and homemakers and they can use the card to build their credit score.
The card provides very limited features. Its USP is that the card can be availed by even students and homemakers and they can use the card to build their credit score.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फी स एवं प्रभार
Joining Fee: For FD of ₹2000: ₹500 + 18% GST, For FD of ₹5000: ₹250 + 18% GST, For FD more than ₹5000: NIL
Annual membership fee: NIL
Interest rate: 3.00% per month 42.58% per annum.
Cash advance fee: 2.5% of amount withdrawal subject to ₹250 minimum.
Foreign currency markup fee: 3.5%
Late payment charges: Up to INR 750
Fuel surcharge: 2%.
ईंधन अधिशुक्ल
2%
Billing Cycle
Up to 48 days