SBM Rupicard Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 2 reward points for every Rs. 100 spent.
Value of 1 reward point = Rs. 0.25. General cashback rate: 0.50%.
Movie Benefits
Dining Benefits
Other Benefits
Users can use 90% credit limit of FD amount.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn or Rs 300 whichever is higher.
Interest rate
2.5% per month, 30% per annum.
Late Payment Fee
Late payment charges: INR 299
Foreign Currency Transactions Fee
Foreign currency markup fee: 2.49%
Other Fees
Fuel surcharge: 1%.
दोष
No welcome benefits.
Very limited benefits.
Reward System: Users can reward points for eligible POS and Ecom transactions. Users will get 2 reward points for every Rs. 100 spent. Reward points can be converted to cashbacks which will be adjusted against the next credit card statement’s total outstanding bill. Value of 1 reward point = Rs. 0.25. General cashback rate: 0.50%.
Users can use 90% credit limit of FD amount.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
For availing the SBM Rupicard Credit Card, user shall be required to create and maintain a fixed deposit of minimum Five Thousand (5,000) with the Bank through the Rupicard mobile app.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Download the Rupicard App: Download the app from the Google Play Store or Apple App Store.
Create an FD: Open and maintain an SBM Bank fixed deposit (FD) worth a minimum of Rs. 5,000 through the app.
Apply for the Credit Card: Within the app, you can apply for the SBM Rupicard Credit Card.
Complete Video KYC: Undergo a video KYC process to verify your identity.
Receive your Card: Once approved, you'll receive your SBM Rupicard Credit Card.
सम्पर्क करने का विवरण
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Users can reward points for eligible POS and Ecom transactions. Users will get 2 reward points for every Rs. 100 spent. Reward points can be converted to cashbacks which will be adjusted against the next credit card statement’s total outstanding bill. Value of 1 reward point = Rs. 0.25. General cashback rate: 0.50%.
Users can use 90% credit limit of FD amount.
No welcome benefits.
Very limited benefits.
The card offers a low cashback rate of 0.5%. The card offers very limited features.
The card offers a low cashback rate of 0.5%. The card offers very limited features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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