SELECT
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
Cashback Rate
1RP = 0.25 paisa
Users will earn 5 reward points for every Rs 100 spent on dining and online spending, an effective cashback rate: of 1.25%.
1 reward point for every Rs. 100 spent on other categories. Effective cashback rate: 0.25%
Movie Benefits
Dining Benefits
Other Benefits
Other Benefits: On spending Rs 7,500 within 60 days and Rs 70,000 in a year, reversal/waiver of annual fees will be waived.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
INR 750, waived if card is used at least once in each quarter in the preceding year.
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
Interest Rate: 3.25% p.m. (39% Annualized Percentage Rates).
Late Payment Fee
Outstanding < 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
दोष
No welcome benefit is provided to the new users.
No lounge access facility is available.
Not a globally accepted card.
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will earn 5 reward points for every Rs 100 spent on dining and online spending, an effective cashback rate: of 1.25% and 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa.
Other Benefits: On spending INR 7,500 within 60 days and INR 70,000 in a year, reversal/waiver of annual fees will be waived.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Age: Minimum 21 years and maximum 65 years
Permanent resident of India
Minimum gross annual income of Rs. 3 lakhs for salaried individuals and Rs. 25 lakhs for self-employed individuals
Minimum 6 months of continuous employment for salaried individuals
Good credit history
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for Bank of Baroda's SELECT credit card:
Visit the Bank of Baroda website and click on the "Credit Cards" tab.
Click on the "SELECT Credit Card" link. Click on the "Apply Now" button.
You will be redirected to a new page where you will need to fill out the application form.
The application form will ask for your personal information, such as your name, address, contact number, and income.
You will also need to provide your employment information and your credit history.
Once you have filled out the application form, you will need to attach the required documents.
The required documents are: A copy of your PAN card A copy of your Aadhaar card A recent passport-size photograph A copy of your latest bank statement
Once you have submitted the application form and the required documents, your application will be processed.
The bank will contact you if your application is approved.
सम्पर्क करने का विवरण
Call at 1800 225 100
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will earn 5 reward points for every Rs 100 spent on dining and online spending, an effective cashback rate: of 1.25% and 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa.
Other Benefits: On spending INR 7,500 within 60 days and INR 70,000 in a year, reversal/waiver of annual fees will be waived.
No welcome benefit is provided to the new users.
No lounge access facility is available.
Not a globally accepted card.
The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive Reward offers. Apart from regular rewards, you get extra rewards on dining, utility bill payments, or online transactions. Moreover, it is free for a lifetime and hence is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must check is the IDFC First Select Credit Card, which is also one of the popular lifetime free credit cards in the Indian market.
The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive Reward offers. Apart from regular rewards, you get extra rewards on dining, utility bill payments, or online transactions. Moreover, it is free for a lifetime and hence is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must check is the IDFC First Select Credit Card, which is also one of the popular lifetime free credit cards in the Indian market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.