
Shaurya Select SBI Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low general cashback rate.
No free movies.
No free airport lounge visits.
Renewal Benefit: Users will get 1500 points on payment of renewal fee.
Reward System: Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. 2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.
Annual fee reversal on spending INR 1,50,000 on the card.
Free personal accidental insurance cover of INR 10 Lakh.
Milestone Benefits: Users will get Pizza Hut voucher worth INR 500 on achieving spends of INR 50,000 in a quarter. A voucher worth INR 7,000 from Yatra or Pantaloons on achieving annual spends of INR 5 Lakhs.
24x7 concierge services for assistance in gift delivery, flower delivery, restaurant referral, courier service, car rental & limousine referral and many more services.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. 2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard or paramilitary.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
फ़ायदे
Card offers cashback on purchases made from CSD.
Free accident insurance.
Free concierge.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Shaurya Select SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Shaurya Select SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Renewal Benefit: Users will get 1500 points on payment of renewal fee.
Reward System: Users will get 10 points on spending every INR 100 on CSD, dining, movies, departmental stores and groceries. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. 2 reward points on all other spend per INR 100. Effective general cashback rate: 0.5%.
Annual fee reversal on spending INR 1,50,000 on the card.
Free personal accidental insurance cover of INR 10 Lakh.
Milestone Benefits: Users will get Pizza Hut voucher worth INR 500 on achieving spends of INR 50,000 in a quarter. A voucher worth INR 7,000 from Yatra or Pantaloons on achieving annual spends of INR 5 Lakhs.
24x7 concierge services for assistance in gift delivery, flower delivery, restaurant referral, courier service, car rental & limousine referral and many more services.
Low general cashback rate.
No free movies.
No free airport lounge visits.
The USP of the card is 2.5% cashback on CSD, dining, movies, departmental stores and grocery. Few cards in India offer cashback on purchases from CSD. Otherwise the card has very little to offer.
Shaurya Select SBI Card

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% Fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 100 per statement cycle, per credit card account.
Billing Cycle
30 Days.