SimplyClick Advantage SBI Card

औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण

क्रेडिट कार्ड का नाम

Bank Name :

State Bank Of India

प्रकार

Rewards Credit Card

ब्याज दर

3.50% per month (42% per annum) from the transaction date.

पात्रता

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

पेशेवरों

Welecome Benefit: Get Amazon voucher worth INR 500 on paying annual fee.
Reward System: 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Milestone Benefits: Get e-voucher worth INR 2,000 on reaching annual spends of INR 1 lakhs and INR 2 lakhs.
Annual fee reversal on spending INR 1 lakh on the card.

दोष

Low general cashback rate.
No free movies.
No free airport lounge visits.

पक्ष विपक्ष

Welcome Benefits

Welecome Benefit: Get Amazon voucher worth INR 500 on paying annual fee.

पुरस्कार प्रणाली

Reward System: 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%.

स्वागत लाभ और पुरस्कार प्रणाली

विशेष लक्षण

Reward System: 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%.

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

फ़ायदे

Great cashback on preferred merchants: Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%.
Good cashback on all other online spends: 1.25%.

विशेष विशेषता, पात्रता और लाभ

क्रेडिट कार्ड के लिए आवेदन कैसे करें?

1. Online: This is the faster and more convenient method:

Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Simplyclick Advantage SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.

2. Offline: This method involves visiting a SBI branch and completing the application process:

Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the SimplyClick Advanatage SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.

सम्पर्क करने का विवरण

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

Welecome Benefit: Get Amazon voucher worth INR 500 on paying annual fee.
Reward System: 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Milestone Benefits: Get e-voucher worth INR 2,000 on reaching annual spends of INR 1 lakhs and INR 2 lakhs.
Annual fee reversal on spending INR 1 lakh on the card.

Low general cashback rate.
No free movies.
No free airport lounge visits.

The card's USP is 2.5% cashback on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. The card offers limited value add benefits. The card is a useful card for people just starting out.

SimplyClick Advantage SBI Card Review

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा

फीस एवं प्रभार

Annual Fee (one time): INR 499 + Taxes.
Renewal Fee (per annum): INR 499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.

ईंधन अधिशुक्ल

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 100 per statement cycle, per credit card account.

Billing Cycle

30 days.