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SNAPDEAL

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

SNAPDEAL

Bank Name :

Bank of Baroda

प्रकार

Shopping Credit Card

ब्याज दर

3.49% per month

पात्रता

Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India

SNAPDEAL
पेशेवरों

  • Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance. 

  • Reward System: 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only, 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%), and 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%). 1 RP= INR 0.25.

दोष

  • Limited reward scope.

  • Low cashback on other categories.

  • Monthly caps on cashback.

  • Limited customer support

पक्ष विपक्ष
Welcome Benefits

  • Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance. 

पुरस्कार प्रणाली

  • 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only, 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%), and 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%). 1 RP= INR 0.25.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5% of transaction amount

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

5% Unlimited cashback (20 reward points per ₹ 100) for your purchases on the Snapdeal website & app 

Eligibility Criteria

Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India

फ़ायदे

  • Good cashback on shopping from Snapdeal website or app. 

  • Free add-on card 

  • Easy EMI conversion options are available. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  1. Visit the Bank of Baroda website or Snapdeal website. They both have information about the card and an "Apply Now" option.

  2. Fill out the online application form with your details.

  3. You will likely need to complete a video KYC (Know Your Customer) process for verification.

सम्पर्क करने का विवरण

1800 225 100

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance. 

  • Reward System: 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only, 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%), and 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%). 1 RP= INR 0.25.

  • Limited reward scope.

  • Low cashback on other categories.

  • Monthly caps on cashback.

  • Limited customer support

Leaving the Snapdeal rewards, this is a decent entry-level card with a 1% to 2.5% return on spending. This is also a good fit for a Rupay credit card that you can also use for UPI transactions in the future. The one downside is you need to pay the fee of Rs 249 plus taxes every year for this card. This impacts the total return on the card. Another drawback of this card is BoB customer support. It is non-existent when we will need it the most.

SNAPDEAL

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • First Year Fee (levied in the first statement): INR 249 

  • Annual Fee: INR 249  

  • Cash Withdrawal fee: 2.5% of the withdrawn amount or INR 500, whichever is higher Service

  • Finance Charges: 3.49% per month 

  • Surcharge on usage at Petrol outlets: Waived 1% of transaction amount (between INR 400- 5000) capped at INR 250 per statement  

  • Foreign Currency Transaction Fee: 3.5% of transaction amount 

  • No fee Late Payment Charges

ईंधन अधिशुक्ल
1% Fuel Surcharge Waiver on all fuel transactions between INR 400- INR 5000 (max. = INR 250/ month.)
Billing Cycle

30 Days

फीस एवं प्रभार
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