SNAPDEAL
Rewards & Benefits
Welcome Benefits
Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance.
Milestone Benefits
Cashback Rate
1 RP= INR 0.25.
5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only.
10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%),
4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%).
Movie Benefits
Dining Benefits
Other Benefits
Free add-on card Easy EMI conversion options are available. 
Lounge Access
Fees & Charges
Joining Fee
INR 249
Annual Fee
INR 249
Cash Advance Fee
Cash Withdrawal fee: 2.5% of the withdrawn amount or INR 500, whichever is higher Service
Interest rate
3.49% per month
Late Payment Fee
No fee Late Payment Charges
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee: 3.5% of transaction amount
Other Fees
First Year Fee (levied in the first statement): INR 249 | Finance Charges: 3.49% per month | Surcharge on usage at Petrol outlets: Waived 1% of transaction amount (between INR 400- 5000) capped at INR 250 per statement
दोष
Limited reward scope.
Low cashback on other categories.
Monthly caps on cashback.
Limited customer support
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance.
Reward System: 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only, 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%), and 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%). 1 RP= INR 0.25.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age Criteria: Primary Card Holder- 21 to 65 years old ; Add-on Cardholder- above 18 years old
Minimum annual income of INR 3.60 Lakhs for salaried individuals and minimum annual income of INR 4.80 Lakhs for self-employed individuals
Resident of India
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Bank of Baroda website or Snapdeal website. They both have information about the card and an "Apply Now" option.
Fill out the online application form with your details.
You will likely need to complete a video KYC (Know Your Customer) process for verification.
सम्पर्क करने का विवरण
1800 225 100
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance and Snapdeal vouchers worth upto INR 500 on card usage within 30 days of issuance.
Reward System: 5% Unlimited cashback (20 reward points per ₹ 100) for purchases on the Snapdeal website & app only, 10 reward points for every ₹ 100 spent on online shopping, grocery & departmental stores (Cashback rate: 2.5%), and 4 reward points for every ₹ 100 spent on other categories (Cashback rate: 1%). 1 RP= INR 0.25.
Limited reward scope.
Low cashback on other categories.
Monthly caps on cashback.
Limited customer support
Leaving the Snapdeal rewards, this is a decent entry-level card with a 1% to 2.5% return on spending. This is also a good fit for a Rupay credit card that you can also use for UPI transactions in the future. The one downside is you need to pay the fee of Rs 249 plus taxes every year for this card. This impacts the total return on the card. Another drawback of this card is BoB customer support. It is non-existent when we will need it the most.
Leaving the Snapdeal rewards, this is a decent entry-level card with a 1% to 2.5% return on spending. This is also a good fit for a Rupay credit card that you can also use for UPI transactions in the future. The one downside is you need to pay the fee of Rs 249 plus taxes every year for this card. This impacts the total return on the card. Another drawback of this card is BoB customer support. It is non-existent when we will need it the most.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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