South Indian Bank SBI Platinum Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
South Indian Bank SBI Platinum Credit Card
Bank Name :
South Indian Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.50% per month (42% per annum) from the transaction date.
पात्रता
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
पेशेवरों
Welcome Benefit: Users will get a voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Reward System: Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Milestone Benefits: Users will get a voucher worth INR 3,000 on spending INR 4 lakhs and INR 5 lakhs every year.
2 free domestic airport lounge visits every quarter in India.
Free membership to the priority pass program worth $99.
दोष
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
पक्ष विपक्ष
Welcome Benefits
Users will get a voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
पुरस्कार प्रणाली
Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Free membership to the priority pass program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
फ़ायदे
Free access to domestic and international lounge.
Cashback on gorcery and dining.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are three major ways to apply for the South Indian Bank SBI Platinum Credit Card:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to South Indian Bank SBI Platinum Credit Card.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a South Indian Bank branch.
Ask for the South Indian Bank SBI Credit Card application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for an SBI Card Prime application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Reward System: Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Milestone Benefits: Users will get a voucher worth INR 3,000 on spending INR 4 lakhs and INR 5 lakhs every year.
2 free domestic airport lounge visits every quarter in India.
Free membership to the priority pass program worth $99.
Low general cashback rate.
No free movie tickets.
Limited value add benefits.
The card offers a low cashback rate of 1.25% on dining and departmental store spends. It offers free domestic airport lounge visits and priority pass membership. Overall it does not have much to offer.
South Indian Bank SBI Platinum Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR 2,999 + Taxes
Renewal Fee (per annum): INR 2,999 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% Fuel surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum Surcharge waiver of Rs.250 per statement cycle, per credit card account.
Billing Cycle
30 Days