SpiceJet Axis Bank Voyage Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
SpiceJet Axis Bank Voyage Credit Card
Bank Name :
Axis Bank
प्रकार
Travel Credit Card
ब्याज दर
3.6% per month (52.86% per annum)
पात्रता
Primary cardholder should be between the age of 18 and 70 years
Individual should be a Resident of India
पेशेवरों
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Users will get 28 SpiceClub Ppoints (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. 12 SpiceClub points for every INR 200 spent on online food order. 6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). These points can be redeemed for different purposes as specified by the bank from time to time.
Users can earn Spice club points totalling to 3000, on annual spends of Rs. 2 lakh and 2000 points on spending 1 lakh. Additionally 1000 points on renewal of credit card.
4 domestic complimentary lounge visits per calendar.
Up to 20% off at 4000+ restaurants.
दोष
Low cashback rate.
Limited number of non-travel benefits.
पक्ष विपक्ष
Welcome Benefits
Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
पुरस्कार प्रणाली
Users will get 28 SpiceClub Ppoints (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. 12 SpiceClub points for every INR 200 spent on online food order. 6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). These points can be redeemed for different purposes as specified by the bank from time to time.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Complimentary SpiceClub Silver membership.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years
Individual should be a Resident of India
फ़ायदे
SpiceClub Silver membership: You will get a complimentary SpiceClub Silver membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.
Milestone rewards: You will get bonus SpiceClub points and/or free flights when you achieve certain spending milestones.
Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.
Dining discounts: You will get discounts at select restaurants across India.
Shopping discounts: You will get discounts at select stores across India.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank SpiceJet Voyage Credit Cardonline or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for SpiceJet Axis Bank Voyage Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card issuance and a SpiceClub Silver membership.
Users will get 28 SpiceClub Ppoints (16 SpiceClub points as a Spice Club member and 12 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. 12 SpiceClub points for every INR 200 spent on online food order. 6 SpiceClub points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). These points can be redeemed for different purposes as specified by the bank from time to time.
Users can earn Spice club points totalling to 3000, on annual spends of Rs. 2 lakh and 2000 points on spending 1 lakh. Additionally 1000 points on renewal of credit card.
4 domestic complimentary lounge visits per calendar.
Up to 20% off at 4000+ restaurants.
Low cashback rate.
Limited number of non-travel benefits.
SpiceJet Axis Bank Voyage Credit Card is a good beginner level travel credit card. However, if you air travel frequently, this card is not for you. The benefits offered are limited in quantity - for example lounge visit can be used only 4 times a year.
SpiceJet Axis Bank Voyage Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 750.
Annual fee -2nd Year onwards: INR 750.
Cash withdrawal fee from ATM - 2.5% (Min. Rs 500) of cash Amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Reward Redemption fee: INR 0
ईंधन अधिशुक्ल
1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month).
Billing Cycle
30 Days