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Standard Chartered Platinum Rewards Credit Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Standard Chartered Platinum Rewards Credit Card

Bank Name :

Standard Chartered Bank

प्रकार

Premium Credit Card

ब्याज दर

3.75% per month (45% per annum)

पात्रता

The applicant should be between 21 to 65 years of age.
The applicant should have stable income.
The applicant should reside in the credit card sourcing city or location of the bank.

Standard Chartered Platinum Rewards Credit Card
पेशेवरों

  • Reward System: Users will get 5 reward points for spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. No cap on reward points.

  • No annual fee and joining fee.

दोष

  • No free movie tickets. 

  • No free lounge visits. 

  • No value add benefits. 

  • No milestone benefits.

  • No welcome benefits. 

पक्ष विपक्ष
Welcome Benefits

None 

पुरस्कार प्रणाली

Reward System: 5 reward points on spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

No cap on reward points. 

Eligibility Criteria

The applicant should be between 21 to 65 years of age.
The applicant should have stable income.
The applicant should reside in the credit card sourcing city or location of the bank.

फ़ायदे

  • Fuel cashback. 

  • Dining cashback. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  1. Visit the Standard Chartered website: Choose the Platinum Rewards Credit Card.

  2. Click on "Apply Now": Fill out the online application form with your personal and financial information.

  3. Documents: Upload scanned copies of required documents like PAN card, address proof, etc.

  4. Review and submit: Review your application thoroughly before submitting it.

  5. Decision: Standard Chartered will review your application and let you know their decision within a few days.

  6. Card receipt: If approved, you'll receive your card within a few weeks.

सम्पर्क करने का विवरण

6601 4444/3940 4444 (Available between 7:00 a.m. - 11:00 p.m.) 66011500/39401500/1800 425 1000/1800 345 5000 (Available 24x7)

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: Users will get 5 reward points for spending INR 150 on fuel and dining. Value of 1 reward points = INR 0.25. Dining and fuel cashback rate = 0.83%. 1 reward point on spending INR 150 on all other categories. Effective general cashback rate = 0.17%. No cap on reward points.

  • No annual fee and joining fee.

  • No free movie tickets. 

  • No free lounge visits. 

  • No value add benefits. 

  • No milestone benefits.

  • No welcome benefits. 

The Standard Chartered Platinum Rewards Credit Card is a good option for those who want a basic rewards card with no fuss and a low annual fee. It's ideal for everyday spending, especially on dining and fuel, but might not be the best choice for those seeking high rewards rates or extensive benefits. Consider your spending habits and compare with other cards before making a decision.

Standard Chartered Platinum Rewards Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining and Annual Fees: NIL

  • Late Payment Fee: Up to Rs. 1,000 depending on the outstanding amount.

  • Cash Advance Fee: 3% of the withdrawal amount with a minimum of Rs. 300.

  • Foreign Transaction Fee: 3.5% of the transaction amount.

  • Minimum Card Usage Penalty: Rs. 250 + GST if you spend less than Rs. 500 within 30 days of card issuance (applicable only for digitally submitted applications).

  • Statement Outstanding Balance Charges: Ranging from Rs. 0 to Rs. 1,200 depending on the outstanding amount.

ईंधन अधिशुक्ल

1% fuel surcharge waiver on all fuel spends.

Billing Cycle

30 Days

फीस एवं प्रभार
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