HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
The card offers a lower reward rate compared to other credit cards in its segment.
The card does not offer any concierge services or access to airport or railway lounges.
The monthly cashback benefits are capped very low.
The card does not offer any fuel surcharge waiver.
Users do not get reward points on any transaction.
Welcome Benefit: None
Reward System: Users will get 2% cashback on their online spending, up to a maximum of Rs 1000 per month, and 1% cashback on other spending, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
2% markup on all international transactions (except Nepal and Bhutan).
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: None
Reward System: Users will get 2% cashback on their online spending, up to a maximum of Rs 1000 per month, and 1% cashback on other spending, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback.
The card offers a lower reward rate compared to other credit cards in its segment.
The card does not offer any concierge services or access to airport or railway lounges.
The monthly cashback benefits are capped very low.
The card does not offer any fuel surcharge waiver.
Users do not get reward points on any transaction.
The Standard Chartered Smart Credit Card is a practical beginner's choice with its straightforward cashback and affordable fees. However, its lower reward rates and lack of premium benefits might not appeal to seasoned cardholders or high spenders. Consider your spending habits and compare against other options before making your decision.
The Standard Chartered Smart Credit Card is a practical beginner's choice with its straightforward cashback and affordable fees. However, its lower reward rates and lack of premium benefits might not appeal to seasoned cardholders or high spenders. Consider your spending habits and compare against other options before making your decision.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining / First Year Fee of INR 499 + GST waived as a Special Offer (Not applicable for existing SCB credit card holders).
Interest Rates: Effective Interest Rate (EIR) of 23.9%, 27.9%, or 29.9% p.a. based on your credit profile. Finance charges at 0.065%, 0.076%, or 0.082% daily if payment is not made in full.
Late Payment: Rs. 500 or 5% of outstanding balance, whichever is higher, in India. Refer to specific terms for other regions.
Minimum Payment: 5% of your outstanding balance (rounded up to the nearest Rs. 100) in India. May vary in other regions.
Cash Advance: 2.5% of the amount withdrawn or Rs. 500, whichever is higher, in India. May vary in other regions.
Foreign Currency Transaction: 3.5% of the transaction amount.
ईंधन अधिशुक्ल
₹10 or 1% of transaction amount (whichever is higher) on petrol transactions.
No surcharge on diesel transactions.
Billing Cycle
30 Days