SWAVLAMBAN
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle).
1RP = 0.25 paisa. Effective cashback rate = 1%.
Movie Benefits
Dining Benefits
Other Benefits
Lifetime free card
Free add-on cards
Zero liability on lost card; Lifetime free credit card; Other Benefits: Spend Rs 2,500 within 60 days and Rs 12,000 annually for reversal/waiver of annual fees.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).
Late Payment Fee
< 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.5
Other Fees
दोष
Limited Offers available.
Low reward point value.
No welcome benefit
No reward points on fuel transactions
Lifetime free credit card
Reward System: Customers can earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
Other Benefits: Spend Rs. 2,500 within 60 days and Rs. 12,000 annually for reversal/waiver of annual fees.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Indian Resident
Age group: 18-70 years.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the Bank of Baroda SWAVLAMBAN credit card:
Go to the Bank of Baroda website and click on the "Credit Cards" tab.
Select the "SWAVLAMBAN Credit Card". Click on the "Apply Now" button.
Fill out the online application form and submit it.
You will need to provide the following information: Your personal details, such as your name, address, and contact information. Your employment details, such as your employer's name, address, and phone number. Your income details. Your credit history.
You will also need to upload a copy of your PAN card, Aadhaar card, and recent salary slip.
Once your application is submitted, it will be reviewed by the Bank of Baroda.
If your application is approved, you will receive the card in the mail within a few weeks.
सम्पर्क करने का विवरण
Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Lifetime free credit card
Reward System: Customers can earn 4 Reward Points for every 100 spent (maximum 800 Reward Points per statement cycle)
Other Benefits: Spend Rs. 2,500 within 60 days and Rs. 12,000 annually for reversal/waiver of annual fees.
Limited Offers available.
Low reward point value.
No welcome benefit
No reward points on fuel transactions
Overall, the Bank of Baroda Swavlamban Credit Card is a decent option for beginners or those with limited credit history. However, if you are a high spender or are looking for a card with a more rewarding program, there might be better options available.
Overall, the Bank of Baroda Swavlamban Credit Card is a decent option for beginners or those with limited credit history. However, if you are a high spender or are looking for a card with a more rewarding program, there might be better options available.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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