Tata Croma Card
Rewards & Benefits
Welcome Benefits
Users will get 500 Empower points worth Rs. 500 on total spends of Rs. 2,000 or more within 60 days of the card purchase.
Milestone Benefits
Cashback Rate
The value of 1 reward point = INR 1.
Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%.
1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
Movie Benefits
Dining Benefits
Other Benefits
1.5% value back on spending at Croma outlets.; Upto 5% value back on spends on select TATA outlets.; Transfer the outstanding balance of other credit cards to this Card, offering a lower rate of interest; Annual fee waived on spending Rs 1,00,000 or more in a year.
Lounge Access
Fees & Charges
Joining Fee
INR 499
Annual Fee
INR 499
Cash Advance Fee
ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500).�
Interest rate
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Late Payment Fee
0 to 1300
Foreign Currency Transactions Fee
3.50%
Other Fees
दोष
No complimentary lounge visit.
Few add-on features.
Welcome Benefit: Users will get 500 Empower points worth Rs. 500 on total spending of Rs. 2,000 or more within 60 days of the card purchase.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this Card, offering a lower rate of interest
Annual fee waived on spending Rs. 1,00,000 or more in a year.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 500 Empower points worth Rs. 500 on total spending of Rs. 2,000 or more within 60 days of the card purchase.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this Card, offering a lower rate of interest
Annual fee waived on spending Rs. 1,00,000 or more in a year.
No complimentary lounge visit.
Few add-on features.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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