Tata Titanium Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Tata Titanium Card
Bank Name :
Tata Cards
प्रकार
Shopping Credit Card
ब्याज दर
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
पात्रता
Minimum age of the card holders should be 18.
Only Indian residents can apply.
पेशेवरों
Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.
दोष
No complimentary lounge visit.
Few add-on features.
पक्ष विपक्ष
Welcome Benefits
Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
पुरस्कार प्रणाली
The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- 3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
फ़ायदे
Welcome benefits.
Cashbacks on Croma outlets.
Cashback on TATA outlets.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
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विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users can get 500 Empower points on spending of Rs.2000 within 60 days of receiving the card.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
1.5% value back on spending at Croma outlets.
Upto 5% value back on spends on select TATA outlets.
Transfer the outstanding balance of other credit cards to this card, offering a lower rate of interest.
Users can get annual fee waived, on spending Rs. 1,00,000 or more in a year.
No complimentary lounge visit.
Few add-on features.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 499.
Annual Fee: INR 499
Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500).
1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000. Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000
ईंधन अधिशुक्ल
Billing Cycle
1 Month